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How Are Mortgage Rates Determined? How mortgage rates are determined and what causes them to move is an absolute mystery to most folks - and those who think they know are usually wrong As a former mortgage banker I can tell you that a lot of people in the mortgage industry can't even give you an accurate answer to that question. Mortgage Refinancing - Compare Current Mortgage Refinancing Before Deciding on Mortgage Refinancing. Things to Consider as You Buy a Home. The majority of people refinance their ...
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