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Wednesday, October 8, 2014. Can a Debt Collector Refuse to Respond to a Debt Validation Letter? If you're one of the many people who have received calls and letters from collectors regarding debts you weren't even aware existed, sending the collection agency a debt validation letter is one way to ensure the debt is yours before you pay it. 1 The Validation Period Has Expired. You have 30 days to demand validation- don't squander it! 2 The Debt Collector Isn't a Third Party Collection Agency. The federal ...
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