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genieandrich.cehost.net

Why choose us?

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SIX IMPORTANT REASONS ). 1 We work for Remax Residential Brokerage, New England's #1 home seller. Our company is dedicated to creating exceptional real estate experiences for their customers, through the passionate delivery of. 2 We make a personal commitment to you. YOU become our priority. You will find us to be TOTALLY ACCESSIBLE. Days, nights and weekends. We will maintain regular contact with you, and guide you every step of the way throughout the process of buying or selling. You'll be glad you did!

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Understanding Different Types of Loans

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Today's homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone. General categories of loans. Most loans fall into three major categories: fixed-rate, adjustable-rate, and hybrid loans that combine features of both. Hybrid loans combine features of both fixed-rate and adjustable-rate mortgages. Typically, a hybrid loan may start with a fixed-ra...

genieandrich.com

Understanding Different Types of Loans

http://www.genieandrich.com/types.htm

Today's homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone. General categories of loans. Most loans fall into three major categories: fixed-rate, adjustable-rate, and hybrid loans that combine features of both. Hybrid loans combine features of both fixed-rate and adjustable-rate mortgages. Typically, a hybrid loan may start with a fixed-ra...

genieandrich.cehost.net

Our testimonials

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Ean and Stephanie Duperre. One thing I want to say, is that I never felt like Genie and Rich were putting pressure on me to buy. We looked at many houses in several different communities. Finally, I found a wonderful house, and I knew it was the right one for my daughter Stephanie and me. I am so grateful to them. I have already recommended them to several of my friends. Rich and Genie were always quick to respond to my questions. Everything went so smoothly. I was in my own home before I knew it. When I...

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Simple loan payment calculator

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Simple loan payment calculator. Monthly payment and amortization table calculator. Prepayment Mortgage Reduction Calculator. How long will it take you to pay it off. How much house can you afford? Convertible Balloon Mortgage Calculator. How much does that loan REALLY Cost? Mortgage Calculators by Homes.com. Serving all of Hampden County. Website Design by Chicopee Electronics.

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Your Credit History

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As part of the loan application process, virtually all lenders will want to see a copy of your credit report. The report will list all your long-term debts (credit cards, mortgage payments, automobile and student loans, etc), as well as your payment history. If you don't have a copy of your credit report, most lenders will generally require you to pay for a copy when they process your loan application. Errors on your credit report. Serving all of Hampden County. Website Design by Chicopee Electronics.

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Making The Right Choice

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S you can imagine, choosing the right realtor is a very important decision. It should be someone you feel comfortable with. Someone who is accessible. Someone who values you as a person. We will work extremely hard to help you accomplish your goal of buying or selling. As a team, we are available to you, days, nights and weekends. Real Estate is not a part time job for us, as it is for so many other realtors. We're down to earth, yet professional and courteous and fiercely loyal to our clients. Agawam, C...

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Closing Costs

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The bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom. Loan fees (points, application fee, credit report). Mortgage insurance (typically 1 years premium plus an escrow of 2 months). Hazard insurance (typically 1 years premium plus an escrow of 2 months). Documentary stamps on the note. Documentary Stamps on the Deed. Likewise, a bu...

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Requirements

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The following is a list of items that will assist your loan officer in processing your application quickly and accurately. Copy of Purchase and Sales Agreement or accepted Offer to Purchase. Verification of source of checks used for deposit money. Copy of listing sheet. Last 2 years of W-2's (if self employed, 2 years complete and signed 1040's). Current year-to-date pay stub (covering the last 30 days). Complete addresses and phone numbers of employers for the last 2 years. 6 Revolving Credit Cards.

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Getting Your Finances In Order

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A crucial step in starting your search for a new home is having a clear idea of your financial situation. By getting a handle on your income, expenses and debts, you'll have a much better idea of what you can afford and how much you'll need to borrow. In order to qualify you for a loan, most lenders will also ask you for copies of your bank statements. Ideally, they'd like to see a steady history of savings- or at the very least, that you're not bouncing checks every month. It's always a good idea to sav...