GERARDSHEEHY.IE

prsas.blogspot.com

Pensions & Investments: May 2013

http://prsas.blogspot.com/2013_05_01_archive.html

Friday, May 10, 2013. There are no shortage of Challenge Walks in the Country. There’s something for everyone in the walking calendar, depending on your level of fitness and ability. As a relative newcomer to the hill walking game it’s hard to decide on which ones to do, especially when your mountain skills knowledge is pretty basic. You tend to rely on others to walk with or, in some cases, a good clear day. In the one day. On the 27th of April it was the turn of the ‘Glencush Horseshoe’. It felt a bit ...

prsas.blogspot.com

Pensions & Investments: April 2012

http://prsas.blogspot.com/2012_04_01_archive.html

Tuesday, April 10, 2012. The Downward Spiral Continues. There isn’t a week that goes by where an Irish based Life and Pension company complains about the perilous state of their market. They are all in a ‘race to the bottom’ as they struggle with profitability and retention of business. How can they all survive a decrease like 60%? The thing is, it’s not the regulator’s problem. The Life and Pension companies have created the problem themselves and it would not make sense for the regulato...As far as I a...

prsas.blogspot.com

Pensions & Investments: June 2012

http://prsas.blogspot.com/2012_06_01_archive.html

Monday, June 25, 2012. Specified Illness Cover - Financial Tip. As most of you will know, Specified (Serious) Illness cover pays out a lump sum if you are diagnosed as suffering from one of a number of specified serious illnesses (ie Cancer, Stroke, Heart Attack etc.), as defined in the product providers policy document. If a ‘Critical Event’ happens (eg diagnosis of specified illness), then the insured must survive 14 days so that they are eligible to claim under the policy. Subscribe to: Posts (Atom).

prsas.blogspot.com

Pensions & Investments: March 2013

http://prsas.blogspot.com/2013_03_01_archive.html

Monday, March 11, 2013. Pico del Inglés - Taganana, Vilaflor - Guarjara, and Teide. Another three days of excellent walking in Tenerife, last week. This time I had the pleasure of the company of two strong walkers from Peaks Mountaineering Club in Clonmel. La Quebrada - Pico del Inglés - Taborno - Afur - Taganana (via Casa Forestal). Distance - 21.5kms. Climbing - 2,242m. Duration - 6 hours 49 minutes. Moving time - 5 hours 37 minutes. Aqueduct bridge near La Quebrada. Distance - 23.4kms. Teide, Montana ...

prsas.blogspot.com

Pensions & Investments: February 2013

http://prsas.blogspot.com/2013_02_01_archive.html

Wednesday, February 13, 2013. Conversion Option and Smoking. In a previous post I reported that : With Aviva/Hibernian Life. If you were a smoker when you took the original policy out but qualify as a non-smoker now, full underwriting (new proposal) is required to change the policy, during or at the end of the policy term. I am currently dealing with a case where the person converting is now a non-smoker, for a good number of years, and wants to 'covert' the policy with Aviva. Subscribe to: Posts (Atom).

prsas.blogspot.com

Pensions & Investments: In Praise of Hill Walking

http://prsas.blogspot.com/2013/10/in-praise-of-hill-walking.html

Thursday, October 31, 2013. In Praise of Hill Walking. One of these days I’ll get back to blogging about Pensions and Investments). It probably started with a pointed comment from my daughter about being a “couch potato”. And possibly living in an area surrounded by three ranges of mountains. I had the boots. Bought a few years prior with the intention of ‘doing something’ with them, but never had. What’s it all about? It’s not all serene though. The craic, banter, slagging that goes on is migh...8221; m...

prsas.blogspot.com

Pensions & Investments: October 2013

http://prsas.blogspot.com/2013_10_01_archive.html

Thursday, October 31, 2013. In Praise of Hill Walking. One of these days I’ll get back to blogging about Pensions and Investments). It probably started with a pointed comment from my daughter about being a “couch potato”. And possibly living in an area surrounded by three ranges of mountains. I had the boots. Bought a few years prior with the intention of ‘doing something’ with them, but never had. What’s it all about? It’s not all serene though. The craic, banter, slagging that goes on is migh...8221; m...

prsas.blogspot.com

Pensions & Investments: March 2012

http://prsas.blogspot.com/2012_03_01_archive.html

Friday, March 23, 2012. Snap) Annuity Survey 21/03/2012. There are currently only three main players in the annuity market in Ireland. Irish Life, New Ireland and Zurich Life are the only companies that are actively competing for annuity business. You may get a quote from Friends First, Standard Life or Canada Life and it may be worth bearing in mind that sometimes they might be competitive with their rates. Zurich Life €6,792.48 pa. New Ireland €6,774.60 pa. Irish Life €6,680.70 pa. Male 15/03/1947, Fem...

prsas.blogspot.com

Pensions & Investments: July 2012

http://prsas.blogspot.com/2012_07_01_archive.html

Thursday, July 12, 2012. The Pensions Versus Savings Debate. The goalposts have been moved over the last few years in terms of the tax efficiency of pensions. Some reliefs have been reduced and taxes have increased on the benefits that are being drawn down. Tony Gilhawley of Technical Guidance Ltd., in partnership with Standard Life, have produced a technical paper on the issue titled 'To Pension or to Save.that's the question! Which is available here. Well, it depends. Tuesday, July 3, 2012. I am a Fina...

prsas.blogspot.com

Pensions & Investments: The Fei Sheehy Challenge

http://prsas.blogspot.com/2013/07/the-fei-sheehy-challenge.html

Wednesday, July 10, 2013. The Fei Sheehy Challenge. Fei is my daughter. She died last year. I marvelled at her spirit, courage, dignity, toughness and positivity of attitude in grappling with the cancer cards that she had been dealt. She is my hero. Two months after her death, I decided to end a 30 year period of physical inactivity by taking to the local hills and mountains. I had been looking up at Galtymore and Slievenamon all my life and had never set foot on them. The challenge was to ‘Cross&#...