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Let's face it - money's tight right now. Carol Kaplan, spokesperson for the American Bankers Association, acknowledges most banks are cutting their customers' credit limits. But this isn't happening to just those who pose a credit risk. She says, People with credit scores of at least 720. are not immune. They are doing it to everyone. 1. But slashing your credit limit to reduce their risk is not enough for the banks. It turns out, banks are actually profiting from the tight money supply. On how to get th...