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Jim on Insurance | Views on Insurance From an Industry Veteran

Views on Insurance From an Industry Veteran

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Upper Left, Inc.

Nicoli Holm

3600 H●●●●●●ane N.

Sui●●● 90

Ply●●●uth , Minnesota, 55447

United States

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ag●●●●●●●@gmail.com

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Upper Left, Inc.

Nicoli Holm

3600 H●●●●●●ane N.

Sui●●● 90

Ply●●●uth , Minnesota, 55447

United States

763●●●468
ag●●●●●●●@gmail.com

View this contact

Upper Left, Inc.

Nicoli Holm

3600 H●●●●●●ane N.

Sui●●● 90

Ply●●●uth , Minnesota, 55447

United States

763●●●468
ag●●●●●●●@gmail.com

View this contact

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Jim on Insurance | Views on Insurance From an Industry Veteran | jimoninsurance.com Reviews

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Views on Insurance From an Industry Veteran

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1

Commercial | Jim on Insurance

https://jimoninsurance.com/category/commercial

Views on Insurance From an Industry Veteran. April 17, 2014. The Federal Insurance Office (FIO). Word came out of Washington this week that the Federal Insurance Office (FIO) is looking to establish the government’s definition of affordability of private passenger auto insurance. The Dodd-Frank Law gave the government authority to bark up this tree. When I hear government and insurance in the same sentence my warning bells go off. They went on to say that,. They have a ready partner in consumer lobbyist ...

2

Industry Value | Jim on Insurance

https://jimoninsurance.com/2013/10/15/industry-value/comment-page-1

Views on Insurance From an Industry Veteran. October 15, 2013. Our industry does serve a purpose and independent agents are a vital part of it. In the early 1990’s, Bob Comeau, an independent insurance agent in Coon Rapids, Minnesota made me aware of the problems involved in distracted driving. At that time, several companies, including Chubb, worked to produce and distribute a video to back the graduated licensing program in the United States. It was aptly named, Young Drivers: The High Risk Years.

3

Mazda, Google, Or You? Who Will Decide If You Will Continue to Drive a Car? | Jim on Insurance

https://jimoninsurance.com/2014/06/24/mazda-google-or-you-who-will-decide-if-you-will-continue-to-drive-a-car

Views on Insurance From an Industry Veteran. June 24, 2014. Mazda, Google, Or You? Who Will Decide If You Will Continue to Drive a Car? After a lifetime of driving, repairing and studying automobiles, I have come to an unavoidable conclusion we are the weakest link in a car. As car components go, human beings are deeply substandard we have imperfect perception, we are ruled by emotion, and we vary wildly in quality. Are we really seriously considering relinquishing our right to drive a car? I was crushed...

4

The Federal Insurance Office (FIO) | Jim on Insurance

https://jimoninsurance.com/2014/04/17/the-federal-insurance-office-fio

Views on Insurance From an Industry Veteran. April 17, 2014. The Federal Insurance Office (FIO). Word came out of Washington this week that the Federal Insurance Office (FIO) is looking to establish the government’s definition of affordability of private passenger auto insurance. The Dodd-Frank Law gave the government authority to bark up this tree. When I hear government and insurance in the same sentence my warning bells go off. They went on to say that,. They have a ready partner in consumer lobbyist ...

5

Killing a Sacred Cow | Jim on Insurance

https://jimoninsurance.com/2015/06/29/killing-a-sacred-cow

Views on Insurance From an Industry Veteran. June 29, 2015. Killing a Sacred Cow. Sacred cows make the tastiest hamburger. Abbie Hoffman was a counter-culture revolutionist of the 1960s with a strange sense of humor, yet his attitude toward scared cows rang true. Sacred cows are those ideas that, though unreasonable, are held to be above criticism. There is one sacred cow that I would like to see finally exposed. Agents Are Only as Good as the Loss Ratios They Produce. . . Agents don’t have access to the...

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Jim on Insurance | Views on Insurance From an Industry Veteran

Views on Insurance From an Industry Veteran. November 30, 2015. Price-Optimization Ban Might Result in Market Disruption. Price-optimization is known by other names, such as predictive-modeling. It was defined in. A recent bulletin by the State of Minnesota. According to the State of Minnesota our current statutes demand that rates must be an accurate estimation based on expected loss, expense, and degree of risk. On that basis they have demanded that all companies currently engaged in price-optimiza...

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