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Is Here, This Program Is Designed To Help Underwater Home Owners Save Money By Refinancing Their Mortgage! HARP 2.0 Benefits. Lower Your Mortgage Payments. Lower Your Interest Rate. Get a Fixed Rate Instead Of An Adjustable. Avoid Short Sales By Making Your Home Affordable. Reduce The Term Of Your Loan. Who Qualifies For HARP2.0? What is a HARP 2.0? What Are The HARP 2.0 Benefits? You Loan Is Owned By FNMA or FREDDIE MAC. You Closed On Your Loan Prior To May 31st 2009. Appraisal Waivers Are Available.

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