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Flood Insurance – Do You Really Need It? November 28th, 2010. Let’s learn from experience. Because basic home policies generally don’t cover flooding. Most mortgage lenders require you to have flood insurance if you live in a flood plain, but typically, one-quarter or more of flood-damage claims are for homes where flood insurance is optional. Bottom line: If you own property you should consider Oregon flood insurance. Here are a few reasons why:. Posted in Oregon Home Insurance. August 16th, 2010. Only ...
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