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Refinancing is when you apply for a secured loan in order to pay off another different loan secured against the same assets, property etc. If this original loan had a fixed interest rate mortgage which has now declined considerably, then you would like to avail of a new loan at a more favorable interest rate. When is Refinancing an Option. Benefits of Home Refinancing. When you refinance your mortgage, you can take advantage of the equity in your home and enable this to take place. Exchange an Adjustable...
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