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自己破産|早期完済特約早期完済特約に関しての詳細解説ページです。これから自己破産を考えている方、是非ご一読を。
http://www.thevillagestudio.net/
早期完済特約に関しての詳細解説ページです。これから自己破産を考えている方、是非ご一読を。
http://www.thevillagestudio.net/
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自己破産|早期完済特約 | thevillagestudio.net Reviews
https://thevillagestudio.net
早期完済特約に関しての詳細解説ページです。これから自己破産を考えている方、是非ご一読を。
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自己破産|早期完済特約
貸金業者に限らず融資者は、融資にあたり債務者の負債状況 返済計画 年収 資産等を調査し、返済が可能であるか否かの判断を行う義務がある。 同法9条は、契約条項の一部が無効となる場合が規定され、1号として、 消費者契約の解除に伴う損害賠償の額を予定し、又は違約金を定める条項であって、これらを合算した額が、当該条項において設定された解除の事由、時期等の区分に応じ、当該消費者契約と同種の消費者契約の解除に伴い、当該事業者に生ずべき平均的な損害の額を超えるもの について 当該超える部分 について無効としている。 そこで、早期完済特約が適用される場合の貸金業者の平均的な損害として発生するものを検討すると、 当該契約に要した事務費用、 担保物件の調査費用が考えられるが、 の担保物件の調査費用は、当該契約締結前に要する費用であり、担保物件の調査をしたすべての案件において契約が締結されるわけではない。 訴訟においては 平均的な損害 の立証責任を消費者 事業者のいずれが負担するのかが問題となりうる。
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