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Credit Unions - Vision for a Bright Future

Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt”...

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Credit Unions - Vision for a Bright Future | ahoconsulting.blogspot.com Reviews
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Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt&#8221...
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Credit Unions - Vision for a Bright Future | ahoconsulting.blogspot.com Reviews

https://ahoconsulting.blogspot.com

Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt&#8221...

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Credit Unions - Vision for a Bright Future: December 2009

http://ahoconsulting.blogspot.com/2009_12_01_archive.html

Thursday, December 10, 2009. Ratios from September 30th at a glance. NCUA released the September 30th call report numbers and they are not pretty. The ROA of credit unions is shrinking, being hit hard by corporate and stabilization losses as well as shrinking spreads. The table below shows the differences by asset size and demonstrates that the smaller the asset category, the harder the hit. (Click to increase size of chart below). Second graph shows the credit unions with the highest ROA. For the first ...

2

Credit Unions - Vision for a Bright Future: April 2010

http://ahoconsulting.blogspot.com/2010_04_01_archive.html

Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt&#8221...

3

Credit Unions - Vision for a Bright Future: Where is your credit union's capital headed?

http://ahoconsulting.blogspot.com/2009/12/where-is-your-credit-unions-capital.html

Tuesday, December 8, 2009. Where is your credit union's capital headed? If you were asked to name the primary reasons for declining ROAs and capitalization in credit unions, you would probably mention the write-off of Corporate Membership Capital and NCUA stabilization expenses. Of course both of these expenses contribute to the problem, and both are not items management teams can control; however, many credit unions are facing an additional “growing” problem. Buying loan participations to boost return.

4

Credit Unions - Vision for a Bright Future: Ratios from September 30th at a glance

http://ahoconsulting.blogspot.com/2009/12/ratios-from-september-30th-at-glance.html

Thursday, December 10, 2009. Ratios from September 30th at a glance. NCUA released the September 30th call report numbers and they are not pretty. The ROA of credit unions is shrinking, being hit hard by corporate and stabilization losses as well as shrinking spreads. The table below shows the differences by asset size and demonstrates that the smaller the asset category, the harder the hit. (Click to increase size of chart below). Second graph shows the credit unions with the highest ROA.

5

Credit Unions - Vision for a Bright Future: Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready

http://ahoconsulting.blogspot.com/2010/04/big-regulatory-and-employment-law.html

Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt&#8221...

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Credit Unions - Vision for a Bright Future

Tuesday, April 27, 2010. Not Just Financial Regulatory Change, Big Changes in Employment Law - Be Ready. We’re entering a new age of regulation on labor, with increased enforcement, and credit unions must prepare and protect themselves. Mortgage Loan Officers and Originators are No Longer Exempt under the Administrative Exemption. As noted in the Department of Labor Administrator’s Interpretation No. 2010-1:. We believe it is very important that your credit union review each currently “exempt&#8221...

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