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alethesunderwriters.blogspot.com
Let's Talk Underwriting: January 2009
http://alethesunderwriters.blogspot.com/2009_01_01_archive.html
Monday, January 19, 2009. FHA Tid-Bit: Full-Qualifying vs Streamline Refinance. When does an FHA loan have to be full credit qualifying? If the new loan amount is higher than the original loan amount, but, the new payment is less than 120% of the original payment, the loan is still an FHA Streamline. But, if the payment goes over 120% of the original payment it becomes a full credit qualifying FHA loan. Labels: FHA Tid-Bit: Full-Qualifying vs Streamline Refinance. Friday, January 16, 2009. The new FHA gu...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA Mortgagee Letter 2008-41: Termination of FHASecure
http://alethesunderwriters.blogspot.com/2008/12/fha-mortgagee-letter-2008-41.html
Friday, December 26, 2008. FHA Mortgagee Letter 2008-41: Termination of FHASecure. As of December 31, 2008, FHA will not issue any new case numbers for lenders seeking to refinance borrowers into FHASecure loans. Any loans for which the lender has requested a case number and taken a loan application prior to December 31, 2008 may be processed and will be insured by FHA. To review the complete Mortgagee Letter, go to -. Labels: FHA Mortgagee Letter 2008-41: Termination of FHA Secure. In fact, you will get...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA MORTGAGEE LETTER 2008-40: Refinance Transactions: New Maximum Mortgage Calculation
http://alethesunderwriters.blogspot.com/2008/12/fha-mortgagee-letter-2008-40-refinance.html
Friday, December 26, 2008. FHA MORTGAGEE LETTER 2008-40: Refinance Transactions: New Maximum Mortgage Calculation. Refinance Transactions: New Maximum Mortgage Calculation. The Housing and Economic Recovery Act of 2008 revised the National Housing Act to:. Eliminate the variable loan-to-value (LTV) limits that were based on the combination of the property value and the average closing costs of the State where the property is located and. Labels: FHA MORTGAGEE LETTER 2008-40: Refinance Transactions: New M...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: Notice: Running AUS files as of Jan 1, 2009
http://alethesunderwriters.blogspot.com/2009/01/notice-running-aus-files-as-of-jan-1.html
Monday, January 5, 2009. Notice: Running AUS files as of Jan 1, 2009. The new FHA guidelines that went into effect Jan 1, 2009 are not in DU / DO and will not be incorporated by Fannie Mae in an update until Jan 24, 2009. Until then, we will continue to accept DU findings but will manually work around the problems associated with the calculations. We'll post other updates and notices about this problem as they arise. Subscribe to: Post Comments (Atom). Underwriting changes, and. On conventional loans, yo...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA Keeps One FHA Secure Option for Refis
http://alethesunderwriters.blogspot.com/2008/12/from-mortgage-origination-news.html
Friday, December 26, 2008. FHA Keeps One FHA Secure Option for Refis. Origination News http:/ originationnews.com/plus/#1230138003. FHA Keeps One FHA Secure Option for Refis. December 24, 2008. Labels: FHA Keeps One FHA Secure Option for Refis. Subscribe to: Post Comments (Atom). With the daily changes and multiple updates this blog is intended to be a source of information and a place to dialog with Alethes' clients and employees about. Underwriting changes, and. Can I talk to the Underwriter? While we ...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA Mortgage Insurance Premiums
http://alethesunderwriters.blogspot.com/2009/01/to-clarify-amounts-charged-for-fha.html
Friday, January 16, 2009. FHA Mortgage Insurance Premiums. To clarify the amounts charged for FHA Mortgage Insurance Premiums, please see below. You can read the entire mortgagee letter at. http:/ portal.hud.gov/pls/portal/docs/PAGE/FHA HOME/LENDERS/MORTGAGEE LETTERS/2008 MORTGAGEE LETTERS/08-22%20MORATORIUM%20ON%20RISK-BASED%20PREMIUMS%20FOR%20FHA%20MORTGAGE%20INSURANCE.DOC. FHA will charge an upfront premium in an amount equal to the following percentages of the mortgage:. Loan Term is "over" 15 years.
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA Tid-Bit: Full-Qualifying vs Streamline Refinance
http://alethesunderwriters.blogspot.com/2009/01/fha-tid-bit-full-qualifying-vs.html
Monday, January 19, 2009. FHA Tid-Bit: Full-Qualifying vs Streamline Refinance. When does an FHA loan have to be full credit qualifying? If the new loan amount is higher than the original loan amount, but, the new payment is less than 120% of the original payment, the loan is still an FHA Streamline. But, if the payment goes over 120% of the original payment it becomes a full credit qualifying FHA loan. Labels: FHA Tid-Bit: Full-Qualifying vs Streamline Refinance. Subscribe to: Post Comments (Atom).
alethesunderwriters.blogspot.com
Let's Talk Underwriting: December 2008
http://alethesunderwriters.blogspot.com/2008_12_01_archive.html
Friday, December 26, 2008. FHA MORTGAGEE LETTER 2008-40: Refinance Transactions: New Maximum Mortgage Calculation. Refinance Transactions: New Maximum Mortgage Calculation. The Housing and Economic Recovery Act of 2008 revised the National Housing Act to:. Eliminate the variable loan-to-value (LTV) limits that were based on the combination of the property value and the average closing costs of the State where the property is located and. Labels: FHA MORTGAGEE LETTER 2008-40: Refinance Transactions: New M...
alethesunderwriters.blogspot.com
Let's Talk Underwriting: October 2008
http://alethesunderwriters.blogspot.com/2008_10_01_archive.html
Wednesday, October 1, 2008. Underwriting: 4506T / Review of IRS Transcripts. Effective October 1, 2008, Alethes Wholesale requires a completed and signed 4506T for all borrowers on all loan programs. The 4506T will be submitted to the IRS for all available transcripts; W-2 (if applicable) and Tax Returns. The review of these transcripts will be part of the underwriting process. Subscribe to: Posts (Atom). Underwriting changes, and. Just generally anything about underwriting. Can I talk to the Underwriter?
alethesunderwriters.blogspot.com
Let's Talk Underwriting: FHA Mortgagee Ltr 2008-23: Revised Downpayment Requirements
http://alethesunderwriters.blogspot.com/2008/12/fha-mortgagee-ltr-2008-23-revised.html
Wednesday, December 24, 2008. FHA Mortgagee Ltr 2008-23: Revised Downpayment Requirements. Reminder about FHA Mortgagee Letter 2008-23 that has revised downpayment requirement. As described throughout this mortgagee letter takes effect with all new FHA case number assignments on or after January 1, 2009. September 5, 2008. MORTGAGEE LETTER 2008 - 23. TO: ALL APPROVED MORTGAGEES. SUBJECT: Revised Downpayment and Maximum Mortgage Requirements. The entire Mortgagee Letter can be reviewed at http:/ portal...
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Aletheran (Alasdair) - DeviantArt
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alethes.biz
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I forgot my password. Note: The term MLS is used generically in the system to represent any listing source (eg. FMLS, RMLS, SIRA etc).
Speaking the Truth in Love » Alethes (speaking the truth)
Alethes (speaking the truth). Proclaiming the Gospel and Making Disciples Through Bible Truth. Speaking the Truth in Love. We live in a postmodern, relative, world. Truth is simply the opinion of whomever is speaking it at the time. There are no absolutes. There is no higher authority to appeal to than the autonomous beings which form their “truths” according to what suits them at any given moment. This worldview is intellectually dishonest. Jesus said “ If you continue in My word, then. And you will kno...
Welcome ! | Alêthês
Skip to main content. IT Consultant - m@alethes.be ( PGP public key. 32 2 318 06 68 (BE) - 48 606 382 173 (PL). Legal - ak@alethes.be ( PGP public key. 32 484 08 13 02. Follow us on Identica.ca:.
Alethes (Truthful) Baptist
All Things Southern Baptist Considered. Who i am . . . What they’re sayin’. On Paige Patterson’s Take o…. On Answering Jeremy Roberts. Lks on Paige Patterson’s Take o…. Derrick on Paige Patterson’s Take o…. Derrick on Paige Patterson’s Take o…. Tired . . . California Missionary Dismissed by NAMB. IMB Trustees and “The Police”. Paige Patterson’s Take on Alcohol. What I’ve Said. Who's been lookin'. Posted by Alethes (Truthful) Baptist. On July 29, 2006. With the following words:. 8220;Hatley said his prima...
