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Thursday, September 3, 2009. MDIA - Mortgage Disclosure Improvement Act…What does this mean to you? The MDIA (Mortgage Disclosure Improvement Act). Is a brand-new regulation that is on the minds of all mortgage professionals, but what does it mean to consumers? Below are the four main changes:. The only fee that can be charged to the borrower prior to the loan application is a credit report. New Business Day Definition:. APR (Annual Percentage Rate). Why were these changes made? The regulations for colle...

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Thursday, September 3, 2009. MDIA - Mortgage Disclosure Improvement Act…What does this mean to you? The MDIA (Mortgage Disclosure Improvement Act). Is a brand-new regulation that is on the minds of all mortgage professionals, but what does it mean to consumers? Below are the four main changes:. The only fee that can be charged to the borrower prior to the loan application is a credit report. New Business Day Definition:. APR (Annual Percentage Rate). Why were these changes made? The regulations for colle...

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Todays Mortgage News | americahomekey.blogspot.com Reviews

https://americahomekey.blogspot.com

Thursday, September 3, 2009. MDIA - Mortgage Disclosure Improvement Act…What does this mean to you? The MDIA (Mortgage Disclosure Improvement Act). Is a brand-new regulation that is on the minds of all mortgage professionals, but what does it mean to consumers? Below are the four main changes:. The only fee that can be charged to the borrower prior to the loan application is a credit report. New Business Day Definition:. APR (Annual Percentage Rate). Why were these changes made? The regulations for colle...

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Todays Mortgage News: Mortgage News for July 6th 2009

http://americahomekey.blogspot.com/2009/07/mortgage-news-for-july-6th-2009.html

Monday, July 6, 2009. Mortgage News for July 6th 2009. There are a couple of Treasury auctions that are scheduled to take place this week, with some that took place today. This sale isn't exactly the most important auction of the week, but with no relevant data being posted until later in the week it may influence bonds and possibly mortgage rates if we see a very strong or extremely poor demand from investors. So don't go burying your savings in the backyard quite yet. Labels: america home key.

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Todays Mortgage News: Mortgage News for Tuesday June 30th 2009

http://americahomekey.blogspot.com/2009/06/mortgage-news-for-tuesday-june-30th.html

Tuesday, June 30, 2009. Mortgage News for Tuesday June 30th 2009. Tuesday's bond market has opened in negative territory despite early stock losses and weaker than expected economic data. The stock markets are in selling mode after digesting this morning's economic news with the Dow down 116 points and the Nasdaq down 14 points. The bond market is currently down 7/32, which will likely push this morning's mortgage rates higher by approximately .125 - .250 of a point. Institute for supply management.

3

Todays Mortgage News: New DPA from TDHCA

http://americahomekey.blogspot.com/2009/06/new-dpa-from-tdhca.html

Monday, June 29, 2009. New DPA from TDHCA. It has been released that we can now do DPA through the TDHCA at America Home Key. I have included the following information from the TDHCA. Website telling exactly what the program is and you can click on the picture. To the left for more info. Down Payment Assistance Programs. Under the 90-Day Down Payment Assistance Program, TDHCA has made available $5 million in down payment assistance to be used in conjunction with first lien mortgage loans originated by th...

4

Todays Mortgage News: NEW Changes to Truth In Lending Act MUST READ!!!

http://americahomekey.blogspot.com/2009/06/new-changes-to-truth-in-lending-act.html

Tuesday, June 30, 2009. NEW Changes to Truth In Lending Act MUST READ! Effective for applications taken on or after July 30, 2009. The Federal Reserve Board. 8220;FRB”) adopts the final rule amending Regulation Z, 12 C.F.R. §§226.1 et seq. ("REG. Z"), which implements the Truth in Lending Act, 15 U.S.C. §§1601 et seq. ("TILA") and the Home Ownership and Equity Protection Act of 1994, 15 U.S.C. §§1639 et seq. Public Law 103-25 ("HOEPA"). The key changes to TILA effective in July are listed below:. This is...

5

Todays Mortgage News: Can a Real Estate Agent Become a Mortgage Banker/Broker?

http://americahomekey.blogspot.com/2009/07/can-real-estate-agent-become-mortgage.html

Tuesday, July 7, 2009. Can a Real Estate Agent Become a Mortgage Banker/Broker? So today I got a question about whether a Real Estate Agent can be a Loan Officer so here are some answers to help you. While the addition of mortgage brokerage services to a real estate broker’s practice may produce additional income, there are a number of legal issues raised by such a business combination. Address some of the issues raised concerning obtaining a mortgage broker license. How do I become a mortgage broker?

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Todays Mortgage News

Thursday, September 3, 2009. MDIA - Mortgage Disclosure Improvement Act…What does this mean to you? The MDIA (Mortgage Disclosure Improvement Act). Is a brand-new regulation that is on the minds of all mortgage professionals, but what does it mean to consumers? Below are the four main changes:. The only fee that can be charged to the borrower prior to the loan application is a credit report. New Business Day Definition:. APR (Annual Percentage Rate). Why were these changes made? The regulations for colle...

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Fed Raises Short-Term Interest Rates – Apply before Monday. February 20, 2010 — americahomekeyflorida. The Federal Reserve is making a small increase in the rate it charges banks for short-term loans, a long-anticipated first step towards backing off the easy money policy it has pursued over the past year. Some analysts predict that raising the discount rate will have little immediate impact, as relatively few banks use the program. A more significant impact would result from raising the Federal Fund...

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