derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services
http://derbyshiremortgageservices.co.uk/index.php
Tips for House Buyers. Derbyshire Mortgage Services is an independent mortgage broker that offers friendly professional advice. Our free initial consultation will give you a truly independent assessment of your mortgage requirements. View Mortgage Products ». For a free, no obligation initial consultation please contact us. Welcome to Derbyshire Mortgage Services. Mortgages are like people. Mortgages for first time buyers and next time buyers. Mortgages for the self-employed. Whatever you are here for, y...
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Mortgage Basics
http://derbyshiremortgageservices.co.uk/mortgage-basics.php
Tips for House Buyers. A mortgage is a loan you take out from a mortgage lender to help pay for a property. If you don't repay the loan as agreed, the lender can take possession of the property and sell it to recoup the money you owe. The capital - in other words, the amount of money you borrowed to buy your property, and. The interest - the amount the mortgage lender charges for lending you the money (which is why they're in business). Repayment Mortgage (also known as Capital and Interest Mortgages).
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Mortgage Basics
http://derbyshiremortgageservices.co.uk/tips-for-house-buyers.php
Tips for House Buyers. Tips for House Buyers. The Derbyshire Mortgage Services team has put their heads together to offer some top tips for buying a property. Decision in Principle (DIP). Is there a chain? Invite a good friend to ensure you don't get carried away! Don't be afraid to make an offer. If you've done your research, you know what the market is doing and what you can afford and then you will know how strong a position you are in. The offer is usually subject to survey. Your adviser ...The most ...
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Life Protection
http://derbyshiremortgageservices.co.uk/life-protection.php
Tips for House Buyers. There are several ways in which to protect yourself and your family in the event of an untimely death. Most people take out life insurance (also known as life assurance, life protection or life cover) to provide for their families and alleviate any financial worries at a difficult time. Is similar to term assurance but instead of paying a lump sum upon death, it will usually pay a regular monthly tax free income to your dependants up until the end of the term of the policy. The Fin...
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Income Protection
http://derbyshiremortgageservices.co.uk/income-protection.php
Tips for House Buyers. Permanent Health Insurance (PHI). These policies, commonly known as Income Protection, are designed to provide a tax free income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. PHI (Income Protection) policies are usually written to retirement age. Accident, Sickness and Unemployment (ASU). 2 St John's Close.
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Mortgage Protection
http://derbyshiremortgageservices.co.uk/about-protection.php
Tips for House Buyers. There are many different ways to protect your family and your standard of living when you need it most and, because of the large range of products available, there is usually an appropriate policy for most circumstances and most budgets. All our mortgage advisors are fully qualified to advise you on the most suitable protection for your needs. Click on the different protection options to learn more about these. Tips for House Buyers. 2 St John's Close. Tel - 01332 554098.
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Mortgage Basics
http://derbyshiremortgageservices.co.uk/mortgage-products.php
Tips for House Buyers. Every mortgage lender has a standard variable rate, or SVR, of interest upon which it bases all of its mortgage deals. The standard variable rate is, in turn, based on the Bank of England's base lending rate and this is decided at monthly meetings of the Bank's monetary policy committee (MPC). Lenders do not have to charge the same as the Bank of England. The interest rate (and often the mortgage product name) can be one of the following:. Standard Variable Rate (SVR):. The discoun...
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Mortgage Basics
http://derbyshiremortgageservices.co.uk/mortgage-calculator.php
Tips for House Buyers. Mortgage Amount: (£). Your monthly repayment on an interest only mortgage would be: £0. Your monthly repayment on a capital repayment mortgage would be: £0. This calculator is for illustration purposes only and to give an indication of payment costs and is not a guarantee that you would be able to borrow the amount inserted or that the interest rate will be that selected. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Tips for House Buyers.
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Income Protection
http://derbyshiremortgageservices.co.uk/insurance.php
Tips for House Buyers. Buildings and Contents Insurance are policies designed to protect your home and its contents. We can advise you on a range of policies, provided by insurers to suit your individual requirements. As well as buildings insurance, a comprehensive contents policy is available. If you wish to discuss your home insurance requirements. Tips for House Buyers. 2 St John's Close. FCA Number - 436257 Company Number - 5462408. Tel - 01332 554098. Your home may be repossessed if you do not keep ...
derbyshiremortgageservices.co.uk
Derbyshire Mortgage Services - Treating Customers Fairly.php
http://derbyshiremortgageservices.co.uk/treating-customers-fairly.php
Tips for House Buyers. Treating Customers Fairly (TCF) is a core Financial Conduct Authority principle intended to promote fair treatment of customers by regulated firms throughout the life cycle of the product or service. Our reputation is important to us and to you, so client satisfaction and positive word of mouth is vital to our business. Treating Customers Fairly is therefore inherent in all our professional dealings. Page to get a feel for our services or just give us a call. And book an initial fr...
SOCIAL ENGAGEMENT