mainstreetfinancialstrategies.com
Please Leave Home Without It | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/lifestyle/please-leave-home-without-it
Jesse Galindo, ChFC. Please Leave Home Without It. Concerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions. Ten Things to Leave at Home. Gift Cards and Certificates. 8212; They’re like cash. Keep them home until you’re ready to use them. How about those ATM PINs? That’s a sure way to lose cash fast. 8212; Carrying...
mainstreetfinancialstrategies.com
Lifestyle | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/lifestyle
Jesse Galindo, ChFC. Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.”. Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Using smart management to get more of what you want and free up assets to invest.
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Tools | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/tools
Jesse Galindo, ChFC. Our glossary of terms has more than 200 entries that explain various financial concepts, ideas, and strategies. Scroll through and find the information you need. Our tax center was designed to help you access the resources you may need to prepare for the upcoming tax season. Click on the link to find tax tools and information. Our collection of 40 calculators is a great starting point if you have a question or concern about your personal finances. Click on a calculator to begin.
mainstreetfinancialstrategies.com
Glossary | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/tools/glossary
Jesse Galindo, ChFC. A method of exchanging insurance-related assets without triggering a taxable event. Cash-value life insurance policies and annuity contracts are two products that may qualify for a 1035 exchange. A 403(b) plan is similar to a 401(k). A 403(b) is a qualified retirement plan available to employees of non-profit and government organizations. A mortgage with an interest rate that is adjusted periodically based on an index. Adjustable-rate mortgages generally have lower initial intere...
mainstreetfinancialstrategies.com
Tax | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/tax
Jesse Galindo, ChFC. Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. Making Your Tax Bracket Work. Have you explored all of your choices when it comes to managing your taxable income? Learn more about taxes, tax-favored investing, and tax strategies.
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Estate | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/estate
Jesse Galindo, ChFC. Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so. Charitable Giving: Smart from the Heart. Do you have causes that you want to support with donations? Here are three tips.
mainstreetfinancialstrategies.com
Insurance | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/insurance
Jesse Galindo, ChFC. Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance. Extended Care: A Patchwork of Possibilities. What is your plan for health care during retirement? The chances of needing long-term care, its cost, and strategies for covering that cost. The Other Sure Thing. It may hel...
mainstreetfinancialstrategies.com
Investment | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/investment
Jesse Galindo, ChFC. Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Where Is the Market Headed? 5 Smart Investing Strategies. How Financial Advisors are Compensated. Each da...
mainstreetfinancialstrategies.com
Retirement | Jesse Galindo, ChFC® RFC®
http://www.mainstreetfinancialstrategies.com/resource-center/retirement
Jesse Galindo, ChFC. Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. Should You Tap Retirement Savings to Fund College? Three things to consider before dipping into retirement savings to pay for college. Roth 4...
