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Term Insurance | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/insurance/term-insurance
Term life insurance is the most basic of life insurance products in that it has no savings component, and thus no cash value. By the name, it is purchased for a 'term.'. One of the most common uses of Term Life insurance. Is as "Mortgage Insurance". Which is offered by banks and large financial institutions to provide funds to pay off a mortgage in the event of the premature death of a mortgage holder. If you want the "Real Deal" on what you get with Mortgage Insurance. Term life can be purchased in many...
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admin | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
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6 years 15 weeks. View recent blog entries. We eat, sleep and breathe health and dental benefits. Learn more with the links below. Mortgages. Manulife One - Manulife Bank. Home, Auto, Business - Axion Protects. Travel Insurance - Manulife. Critical Illness Plans - Manulife. Health and Dental - Manulife. Health and Dental Plans - Green Shield. Personal Health Plans - Sun Life. Subscribe to our E-Newsletter. We work hard to keep all our clients informed about important financial topics.
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Group Benefits Plans | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/insurance/group-benefits-plans
Providing an attractive employee benefit plan. Is key to hiring and keeping quality people. Whether your company has only a few staff members or you are a large complex organization, providing health benefits can be a key component in your employee's evaluation of your compensation program - and their future. There are numerous advantages. To providing a Group Benefits Plan for your employees. The employer receives a tax deduction for all costs associated with the Group Benefits Plan. We eat, sleep and b...
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Redefining Retirement | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/e-newsletter/2015/2015-07/article-3.htm
On Mon, 07/13/2015 - 05:30. Retirement used to mean a gold watch, a pension and spending time on hobbies or new pastimes. For some this may still be true, but times have changed and there are new realities that will affect how retirement will look in the future. Many employers today are finding it increasingly difficult to fill all the jobs they have in their companies. This problem will continue to grow as the Boomers continue heading into retirement and there aren't enough new people to replace them.
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e-Newsletter | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/e-newsletter
We work hard to keep all our clients informed about important financial topics. To this end, we publish a monthly e-Newsletter. Full of articles and links to help our clients make smart choices about their money. We hope you enjoy reading our e-Newsletter as much as we enjoy publishing it. If you find any articles or links in our e-newsletters that are especially helpful. Please tell a friend. For your convenience, we provide a search form. Click here to read our Current Issue! We protect the privacy.
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It's your money... and your peace of mind. | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/content/868
It's your money. and your peace of mind. You've worked hard for your money, so controlling your risks. Is important. We understand that too. We know that your financial objectives are very personal, so we'll help you make the most of your investments to achieve your goals. And secure the future you dream of. We take the time. Because it enables us to build strong relationships with our clients. The foundation of those relationships is the one that's critically important in choosing a financial advisor:.
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Our Services | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/our-services
We provide a broad range of services, products and plans. To meet the diverse needs of our clients. Please see below for more info. Long Term Care Insurance. Tax Free Savings Accounts. We eat, sleep and breathe health and dental benefits. Learn more with the links below. Mortgages. Manulife One - Manulife Bank. Home, Auto, Business - Axion Protects. Travel Insurance - Manulife. Critical Illness Plans - Manulife. Health and Dental - Manulife. Health and Dental Plans - Green Shield. Join our list for free!
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Green Shield Individual Medial Plans | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/201/green-shield
Green Shield Individual Medial Plans. We eat, sleep and breathe health and dental benefits. It's what we do. Apply with the PDF links below. Prism Spectra Application Package. Prism Continuum Application Package. Prism Precision Application Package. We eat, sleep and breathe health and dental benefits. Learn more with the links below. Mortgages. Manulife One - Manulife Bank. Home, Auto, Business - Axion Protects. Travel Insurance - Manulife. Critical Illness Plans - Manulife. Health and Dental - Manulife.
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Retirement | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/life-planning/retirement
For most Canadians, retirement is a major financial goal that requires considerable financial commitment. 49% of Canadians hope to retire before the age of 60. (Statistics Canada, Summer 2011 Perspectives and Labour Force Survey). Whether you have already established a Retirement Savings Plan or are just beginning, it is never too late to begin saving. Links to more info:. Canadian Retirement Income Calculator. Retirement Planning: Canada Pension Plan. Retirement Planning: Seven KEYS to Success. Diversif...
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Manulife One | Whitby Financial Advisor - Bruno Scanga - HGI & Associates
http://www.hgiandcompany.com/201/manulife-one
Lowering your Mortgage is one thing lowering your Principal is another! Manulife One is not a traditional mortgage! As a flexible mortgage account it works by combining your mortgage with your chequing and saving account. As a result, the moment your income enters the account it immediately pays down the principle. In drawing on you account through the month as needed, you will pay daily interest on the monies used, keeping the balance of your income in the account to reduce your interest charges. Our si...
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