balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: October 2012
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An array of topics that can affect the growth and sustainability of your current and future assets. Monday, October 22, 2012. Using 529 Plans to Invest for College and Manage Wealth. First and Foremost, a College Savings Tool . Before you consider the potential role of a 529 plan in your estate plan, it is important to understand a few basics. 8226; Eligibility to contribute to a 529 plan is not limited by age or income. In addition, total plan contribution limits often exceed $200,000. But the wealth tr...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: September 2013
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An array of topics that can affect the growth and sustainability of your current and future assets. Monday, September 16, 2013. Four Retirement Planning Mistakes to Avoid. We all recognize the importance of planning and saving for retirement, but too many of us fall victim to one or more common mistakes. Here are four easily avoidable mistakes that could prevent you from reaching your retirement goals. 1 Putting off planning and saving. 2 Underestimating how much retirement income you'll need. One of the...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: October 2013
http://balancerockinvestmentgroup.blogspot.com/2013_10_01_archive.html
An array of topics that can affect the growth and sustainability of your current and future assets. Wednesday, October 30, 2013. Changing Jobs or Retiring? Don’t Forget Your Retirement Savings! Changing Jobs or Retiring? Don’t Forget Your Retirement Savings! 8220;Distribution” Defined. Retirement plan participants have several options for managing the money in their account when they change jobs or retire. Depending on your age and goals, each option may carry different tax consequences and investment op...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: March 2012
http://balancerockinvestmentgroup.blogspot.com/2012_03_01_archive.html
An array of topics that can affect the growth and sustainability of your current and future assets. Monday, March 19, 2012. Tax Strategies for Retirees. In this world nothing is certain except death and taxes. That saying still rings true centuries after the former statesman coined it. Yet, by formulating a tax-efficient investment and distribution strategy, retirees may keep more of their hard-earned assets for themselves and their heirs. The Tax-Exempt Advantage: When Less May Yield More. To find out, ...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: October 2011
http://balancerockinvestmentgroup.blogspot.com/2011_10_01_archive.html
An array of topics that can affect the growth and sustainability of your current and future assets. Wednesday, October 19, 2011. Managing Cash Flow in Retirement: Careful Budgeting Is Still the Key. When retirement planning goes into reverse, shifting from accumulating assets to living off investment and other income, cash flow becomes critical. Tools for the Task. If you are retired or about to retire, you will need to gather and organize key information before you can tackle the ongoing tasks of monito...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: December 2011
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An array of topics that can affect the growth and sustainability of your current and future assets. Friday, December 30, 2011. Recently we have experienced a market of extremes. In 2012, finding a middle ground, or Meeting in the Middle, is going to be key for growth in the markets and economy. Consumer sentiment, business leaders, policymakers and geopolitics are going to have significant impact on the investment environment. We believe that:. Sluggish U.S. Economic Growth. Rather than an economic reces...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: August 2011
http://balancerockinvestmentgroup.blogspot.com/2011_08_01_archive.html
An array of topics that can affect the growth and sustainability of your current and future assets. Monday, August 22, 2011. Planning for retirement is a lifelong process. Whether you are just starting to invest or you are well into your working years, this checklist can serve as a starting point to help prepare you for this important financial goal. Tips for Your Working Years …. Calculating your estimated income from various sources will give you an idea of how much you may need to accumulate during yo...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: Investing Through Life’s Stages
http://balancerockinvestmentgroup.blogspot.com/2014/06/investing-through-lifes-stages.html
An array of topics that can affect the growth and sustainability of your current and future assets. Monday, June 2, 2014. Investing Through Life’s Stages. Generally speaking, how you allocate your investment portfolio among different types of investments will depend largely on your unique investment goals, time frame and tolerance for risk. Yet most investors will experience some common life events —. Getting married, buying a first home, starting a family, becoming an empty-nester and retiring —. Althou...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: January 2014
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An array of topics that can affect the growth and sustainability of your current and future assets. Tuesday, January 21, 2014. A Clean Slate: Review and Rebalance Your Portfolio. There is no better time to take a fresh look at your investment strategies than the beginning of the new year. And while there is no one-size-fits-all approach to investing for the future, reviewing your goals annually can help you stay on track from month to month- and year to year. Correcting for Asset Allocation “Drift&...
balancerockinvestmentgroup.blogspot.com
Balance Rock Investment Group: March 2014
http://balancerockinvestmentgroup.blogspot.com/2014_03_01_archive.html
An array of topics that can affect the growth and sustainability of your current and future assets. Monday, March 10, 2014. The Economics of Borrowing from Your 401(k). When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. It's not as simple as you think. The basics of borrowing. You pay the interest to yourself, but…. Consider the opportunity cost. Also, if you l...
