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A banking panic or bank panic occurs if many banks suffer runs at the same time. The resulting chain of bankruptcies can cause a long economic recession.[1]. As a bank run progresses, it generates its own momentum, in a kind of self-fulfilling prophecy. As more people withdraw their deposits, the likelihood of default increases, so other individuals have more incentive to withdraw their own deposits. A bank run. Several techniques can be used to help prevent bank runs. Bank runs first appeared as part of...
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