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http://www.bankruptcyfacts.info | bankruptcyfacts.info Reviews

https://bankruptcyfacts.info

bankruptcy, san diego, chapter 7, 13, southern california, riverside, santa ana, debt relief, stop foreclosure, wage garnishment

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bankruptcyfacts.info bankruptcyfacts.info
1

Credit_Counseling

http://www.bankruptcyfacts.info/CreditCounseling.html

The Consumer Protection Act of 2005 and the Bankruptcy Abuse Prevention Act require that people planning to file for bankruptcy must get credit counseling 180 days before they file. Then after you file you must complete a debtor education course. Both may be provided on-line, by phone or in person. The courses are approved by the U.S. Trustee Program. BankruptcyFacts.info and the Law Offices of David A. Pomeranz typically work with SPRINGBOARD ( www.bkhelp.org.

2

Discharge

http://www.bankruptcyfacts.info/discharge.html

EXPLANATION OF BANKRUPTCY DISCHARGE IN A CHAPTER 7 CASE. When the court order grants a discharge to the person named as the debtor, it is not a dismissal of the case and it does not determine how much money, if any, the trustee will pay to creditors. Collection of Discharged Debts Prohibited. Debts That are Discharged. Debts That are Not Discharged. Some of the common types of debts which are not discharged in a chapter 7 bankruptcy case are:. A Debts for most taxes;. C Debts for most student loans;.

3

ch13

http://www.bankruptcyfacts.info/ch13.html

Your debts are gone.(See below) It also enable you sometimes to discharge debts that would not be discharged in a Chapter 7, such as a fraud judgment, certain tax obligations, fines, penalties, and other debts. Assuming you need to file a bankruptcy, the only way to determine which Chapter to file under is to first compare your options under the other available Chapters. WHAT ARE THE BENEFITS? Chapter 13 protects individuals from the collection efforts of creditors; permits individuals to keep their real...

4

bk7

http://www.bankruptcyfacts.info/bk7.html

CHAPTER 7 BANKRUPTCY EXPLAINED. Below is a fairly detailed explanation of Chapter 7 bankruptcy protestion. It is intended as a guide only, and the specifics of your matter will most certainly differ from generalizations. This should not be relied upon as legal advice. Please consult an experienced bankruptcy attorney for any questions you may have. WHAT IS AN ASSET? WHAT IS A DEBT? SHOULD YOU FILE CHAPTER 7? Please review the information on the 2005 Bankruptcy Reform Act. If you are an individual, and me...

5

http://www.bankruptcyfacts.info

http://www.bankruptcyfacts.info/6

Thank you for visiting www.bankruptcyfacts.info. We provide legal/financial services to Southern California residents and help you determine the best method for handling your personal situation. Whether it is liquidation, reorganization, negotiation or any of a number of other options, we're here to help. Our firm has been offering low cost bankruptcies and assistance to people for over a decade! We will be there with you every step of the way. David A. Pomeranz, Supervising Attorney. The credit card com...

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