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Sunday, 23 March 2014. Chapter 13 bankruptcy is what? While filing for bankruptcy, there are several codes, which an individual can file under. Chapter 13 Bankruptcy is one such, which allows the debtor to keep property and pay the debt off over time. The debt is usually paid over a three to five year period. Chapter 13 Bankruptcy is usually chosen by those who have a regular income and who do not wish to deal with the new laws of chapter 7 bankruptcy codes. No debtor may file for chapter 13 bankruptcy, ...

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