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bell financial, financial advisers based in Scottish borders

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Copy of Welcome to our website | bellfinancialplanning.co.uk Reviews

https://bellfinancialplanning.co.uk

bell financial, financial advisers based in Scottish borders

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1

Income Protection

http://www.bellfinancialplanning.co.uk/Protection/Income_Protection

Ringing the changes in Financial Advice. What are your duties? When do you need to act? This policy is designed to provide an income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon the amount of benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. Income Protection policies are usually written to retirement age or 60 if earlier. Accident, Sickness and Unemployment (ASU). Wednesday Pa...

2

Personal Pensions

http://www.bellfinancialplanning.co.uk/Pensions/Personal_Pensions_1

Ringing the changes in Financial Advice. What are your duties? When do you need to act? Personal and Stakeholder Pensions. Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest £80, the government adds on tax relief (currently 20%) to enhance your contribution to £100! Stakeholder pensions are similar to ...

3

Business Protection

http://www.bellfinancialplanning.co.uk/Protection/Business_Protection

Ringing the changes in Financial Advice. What are your duties? When do you need to act? Keyperson / Shareholder / Partnership Protection. If a shareholder were to pass away, the firms remaining shareholders or directors may want to purchase the deceased’s shares from their estate promptly to maintain control of their business. The same scenario also applies to partners in a firm. Citywire Money: Latest News. The Expert View: Morrisons, Sports Direct and Cineworld. Thursday Papers: Hammond’s 2bn tax raid.

4

The Basics

http://www.bellfinancialplanning.co.uk/Mortgages/Mortgage_Basics

Ringing the changes in Financial Advice. What are your duties? When do you need to act? Mortgages - The Basics. Mortgages are one of the largest single transactions in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender’s offer. Repayment (capital and interest) Method. As the name suggests, with the interest only method you...

5

Pensions Simplification

http://www.bellfinancialplanning.co.uk/Pensions/Pensions_Simplification_1

Ringing the changes in Financial Advice. What are your duties? When do you need to act? Lsquo;A’ Day (the Appointed day) arrived on 6th April 2006 and brought with it sweeping and radical changes in relation to pension legislation. This has created a single universal regime that replaced the previous eight tax regimes and the changes affect all savers in occupational and personal pension schemes, employers and financial advisers. Early retirement age available from age 55. Up to 25% Tax Free Cash. In add...

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Financial Advice In The Scottish Borders - Douglas Home & Co

http://www.douglashomeandco.co.uk/services/independent-financial-advice

Wills Trusts & Estates. At Douglas Home and Co we are lucky enough to have Bell Financial Planning Limited operating from our main office in Kelso, whom we can liaise with directly on a number of matters where clients allow. Http:/ www.bellfinancialplanning.co.uk/. We simplify and streamline your financial affairs, help you to understand your financial planning matters and always keep you regularly informed by offering ongoing reviews. Douglas Home Accountants 2016. Standard Terms of Business.

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