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The Federal Housing Administration (“FHA”) provides mortgage insurance on loans which have been made by FHA approved lenders. This insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. Loans must meet certain requirements established by the FHA to qualify for insurance. The FHA is the world's largest mortgage insurer. HUD FHA Lender List. Allows you to look up lenders using various criteria. Discount Points and Origination Points. Depend...

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The Federal Housing Administration (“FHA”) provides mortgage insurance on loans which have been made by FHA approved lenders. This insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. Loans must meet certain requirements established by the FHA to qualify for insurance. The FHA is the world's largest mortgage insurer. HUD FHA Lender List. Allows you to look up lenders using various criteria. Discount Points and Origination Points. Depend...

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Questions and Answers | bernhardtrealtyqanda.blogspot.com Reviews

https://bernhardtrealtyqanda.blogspot.com

The Federal Housing Administration (“FHA”) provides mortgage insurance on loans which have been made by FHA approved lenders. This insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. Loans must meet certain requirements established by the FHA to qualify for insurance. The FHA is the world's largest mortgage insurer. HUD FHA Lender List. Allows you to look up lenders using various criteria. Discount Points and Origination Points. Depend...

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bernhardtrealtyqanda.blogspot.com

1

Questions and Answers: Pre-qualification vs. Pre-approval

http://bernhardtrealtyqanda.blogspot.com/2010/11/pre-qualification-vs-pre-approval_26.html

Pre-qualification vs. Pre-approval. Is an estimate of how much money you can afford in a mortgage payment and how much money a lender would be willing to loan you. You provide the lender with basic personal financial information – income, assets, debts, and a potential down payment amount. The lender will run the data through a formula and will then provide an estimate of the amount of money you can qualify to borrow for a mortgage. There is no cost involved and there is no commitment on either side.

2

Questions and Answers: VA Loans

http://bernhardtrealtyqanda.blogspot.com/2010/11/va-loans.html

Subscribe to: Post Comments (Atom). 101 W 7th Avenue Havana, Florida 32333 850.556.0861. View my complete profile. Watermark template. Powered by Blogger.

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Questions and Answers: FHA

http://bernhardtrealtyqanda.blogspot.com/2010/11/fha.html

The Federal Housing Administration (“FHA”) provides mortgage insurance on loans which have been made by FHA approved lenders. This insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. Loans must meet certain requirements established by the FHA to qualify for insurance. The FHA is the world's largest mortgage insurer. HUD FHA Lender List. Allows you to look up lenders using various criteria. Subscribe to: Post Comments (Atom).

4

Questions and Answers: Discount Points and Origination Points

http://bernhardtrealtyqanda.blogspot.com/2010/11/discount-points-and-origination-points.html

Discount Points and Origination Points. Refer to an amount of money paid to a lender to buy down the interest rate. The cost of each point generally equals 1% of the total principal amount of the loan. For instance, if a loan is for $100,000, one discount point equals $1,000. Each point purchased typically reduces the interest rate by 1/8% (0.125). Discount points are paid at closing and may be paid either by the buyer or the seller. Origination points are paid at closing. View my complete profile.

5

Questions and Answers: FHA Loans

http://bernhardtrealtyqanda.blogspot.com/2010/11/fha-loans.html

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bernhardtrealtyhometips.blogspot.com

Home Improvement

Tips to Increase Your Home Value. Whether you are looking to sell or you simply want to revamp your living space, then the following suggestions are for you. Before starting any project write a plan and be sure to consider your goals including how long you plan on staying at the house and what your budget is. Before beginning any project remember to consult city officials for information on permits. Keep in mind house styles in your neighborhood and any applicable covenants. Upgrade a mirror with trim.

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Join Our Team

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Local Weather

32333 (Havana Weather Forecast, FL). Subscribe to: Posts (Atom). 101 W 7th Avenue Havana, Florida 32333 850.556.0861. View my complete profile. Watermark theme. Powered by Blogger.

bernhardtrealtymortgagecalculator.blogspot.com

Mortgage Calculator

View current mortgage rates and use the mortgage calculator at. Subscribe to: Posts (Atom). 101 W 7th Avenue Havana, Florida 32333 850.556.0861. View my complete profile. Watermark template. Powered by Blogger.

bernhardtrealtypropertysearch.blogspot.com

Property Search

Please click "Property Search" above to link to Bernhardt Realty's Keller Williams web page. Once there click "Click here to search for properties" which is located on the top of the page. The Bernhardt Realty team stands ready to serve all of your real estate needs. Please contact us at 404.840.4242, 850.364.9498, or 850.539.7695 so that we may be of service. Subscribe to: Posts (Atom). 101 W 7th Avenue Havana, Florida 32333 850.556.0861. View my complete profile. Watermark theme. Powered by Blogger.

bernhardtrealtyqanda.blogspot.com

Questions and Answers

The Federal Housing Administration (“FHA”) provides mortgage insurance on loans which have been made by FHA approved lenders. This insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. Loans must meet certain requirements established by the FHA to qualify for insurance. The FHA is the world's largest mortgage insurer. HUD FHA Lender List. Allows you to look up lenders using various criteria. Discount Points and Origination Points. Depend...

bernhardtrealtyrealestateterms.blogspot.com

Real Estate Terms

Adjustable Rate Mortgage (ARM). A mortgage loan that allows the interest to be changed at specific intervals over the maturity of the loan. A fixed rate, fixed term mortgage loan. Ownership of realty by 2 or more persons, each of whom has an undivided interest with the right of survivorship. Typically used by relatives. One who holds a lien on property or title to property, as security for a debt. The owner of real estate financed with a mortgage; one who pledges property as security for a loan. An owner...

bernhardtrealtytaxdeferredexchanges.blogspot.com

1031 Tax Deferred Exchanges

1031 Tax Deferred Exchanges. A 1031 exchange, also referred to as a like kind exchange, tax deferred exchange or Starker trust/exchange (the history for which comes from T. J. Starker, Appellant v. United States, Appellee (602 F2d 1341) , is a method of selling one property, that is qualified, and then proceeding with an acquisition of another property, which is also qualified, within a specific time frame. The general guidelines for a 1031 exchange:. All of the net proceeds from the sale of the relinqui...

bernhardtrealtyteam.blogspot.com

Our Team

Our clients—the most important people in our organization. Thank you for visiting my website. Napoleon Bernhardt currently holds a Florida and Georgia real estate sales associate license. A resident of Havana, FL, while his office is located in Tallahassee. Each real estate transaction is handled personally. Napoleon is a current member of the National Association of Realtors, the Florida Association of Realtors, and the Tallahassee Board of Realtors. The Bernhardt team is diligent and determined to find...

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Videos

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bernhardtrenovation.com

Bernhardt Renovation - General Contracting | Construction Management | New Construction | Estimating

Is a construction company devoted to high end residential construction and commercial projects. Our firm is available to provide all levels of project management and construction services. It has been our mission to set standards of excellence in construction. We provide a wide range of project related services including:. Extensive and thorough estimating analysis. At Bernhardt Renovation Inc. The relentless pursuit of quality and excellence is one of our core values. Bernhardt Renovation Inc.