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Credit Risk Strategy | An introduction to the subject

An introduction to the subject

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Credit Risk Strategy | An introduction to the subject | blegrange.wordpress.com Reviews
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An introduction to the subject
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1 about me
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6 posted in uncategorized
7 leave a comment
8 reject inference
9 simple augmentation
10 accept/ reject augmentation
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Credit Risk Strategy | An introduction to the subject | blegrange.wordpress.com Reviews

https://blegrange.wordpress.com

An introduction to the subject

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1

Brendan Le Grange | Credit Risk Strategy

https://blegrange.wordpress.com/author/blegrange

Who is Reading this Blog? An introduction to the subject. About: Brendan Le Grange. Http:/ brendanstories.wordpress.com. I'm a South African living in Hong Kong, having moved here via two years in Copenhagen. I have two blogs active: Credit Risk Strategy (which is a collection of articles on work-related subjects) and Brendan Writes Stuff (a blog for my fiction and children's stories). Posts by Brendan Le Grange:. August 3, 2015. Man Can Not Live on Credit Risk Strategy Alone. December 19, 2012.

2

RHINO REFLECTIONS | Credit Risk Strategy

https://blegrange.wordpress.com/2012/09/08/rhino-reflections

Who is Reading this Blog? An introduction to the subject. Laquo; Unexpected Consequences of Conservative Lending Controls. September 8, 2012 by Brendan Le Grange. On a completely unrelated matter, but one a lot more important than credit risk strategy in the grander scheme of things, it’s great to see Chinese celebrities raising awareness about the terrible and futile cost of the trade in rhino horn. Posted in Non-Banking Issues. Leave a Reply Cancel reply. Enter your comment here. Send to Email Address.

3

The Very Basics of Scorecards | Credit Risk Strategy

https://blegrange.wordpress.com/2011/02/28/the-very-basics-of-scorecards

Who is Reading this Blog? An introduction to the subject. Laquo; Balance Growth Strategies. Developing to Developed: The Evolution of Credit Risk Strategies. The Very Basics of Scorecards. February 28, 2011 by Brendan Le Grange. So what is a scorecard? How is a scorecard built? How do scorecards benefit an organisation? Scorecards benefit organisations in two major ways: by describing risk in very fine detail they allow lenders to move beyond simple yes/ no decisions and to implement a wide range of segm...

4

Unexpected Consequences of Conservative Lending Controls | Credit Risk Strategy

https://blegrange.wordpress.com/2012/07/26/unexpected-consequences-of-conservative-lending-controls

Who is Reading this Blog? An introduction to the subject. Laquo; The Dangerous Side of Regular Reporting. Unexpected Consequences of Conservative Lending Controls. July 26, 2012 by Brendan Le Grange. We usually assume that in a given situation, the more conservative of two strategies will better protect the bank’s interest. So, in the sort of uncertain times that we are facing now, it is common to migrate towards more conservative approaches, but this isn’t always the best approach. A low risk customer s...

5

Reject Inference | Credit Risk Strategy

https://blegrange.wordpress.com/2012/12/19/reject-inference

Who is Reading this Blog? An introduction to the subject. Laquo; RHINO REFLECTIONS. Man Can Not Live on Credit Risk Strategy Alone. December 19, 2012 by Brendan Le Grange. I wrote my layman’s introduction to scoring. A while ago now and never delivered the promised more in-depth articles. This is the first in a line of articles correcting that oversight. The team at Scorto. A base scoring model is built using data from the borrowers whose behavior is known – the previously approved book. Using the develo...

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Risk Agenda: December 2011

http://riskagenda.blogspot.com/2011_12_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Friday, December 9, 2011. Moody's Downgrades 3 French Banks. In a continuing march of gloomy news from Europe, Moody's have downgraded 3 French Banks -. All of them had exposure to Greek bonds. Subscribe to: Posts (Atom). View my complete profile. NerdWallet Credit Card Blog. 23 Best Labor Day Sales of 2016. USF Associate Dean is Tied to Dozens of Predatory Journals.

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Risk Agenda: April 2014

http://riskagenda.blogspot.com/2014_04_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Tuesday, April 8, 2014. Analytics Revolution - Why the struggle for growth? IT majors have been excited about the convergence of Social, Cloud, Analytics and Mobility (SCAM). A Gartner study has reported that the SCAM market will be worth $107 billion by 2017. What the TCS Chief has not mentioned is that there are significant white spaces – industry-speak for ...

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Risk Agenda: February 2012

http://riskagenda.blogspot.com/2012_02_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Saturday, February 18, 2012. Social Media Intelligence – A Disaster? Just read this piece on Bloomberg. About how retailers are shutting down their Facebook shops. JC Penny, Gamestop, Gap, Nordstrom, just to name a few – have shut down their Facebook stores. See article. Current social media strategy has hurt companies in other ways too. Many companies that bet ...

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Risk Agenda: April 2015

http://riskagenda.blogspot.com/2015_04_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Tuesday, April 28, 2015. Mobile Banking – Can Analytics help banks innovate? Bank of America COE Brian Moynihan recently disclosed that its mobile customers grew by 2 million, touching 70 Million this year. Wells Fargo and JP Morgan Chase have already reported robust growth in mobile customers in 2014. A recent study by the Federal Reserve Board has made several far...

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Risk Agenda: May 2014

http://riskagenda.blogspot.com/2014_05_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Sunday, May 25, 2014. 2020 – US Banks are betting big on Analytics. A recent study by Accenture talks about the future state of banking in US by 2020. Thankfully, the study reports, US banks have emerged from the travails of a battered economy. Two important findings from the study stand out. Banks face increased competition in coming years. The other 800 pound gori...

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Risk Agenda: March 2015

http://riskagenda.blogspot.com/2015_03_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Tuesday, March 3, 2015. Digital India –Technology for economic transformation. Rime Minister Narendra Modi came to power with a massive mandate in May 2014. His m. The reliance on technology rather than ideology is a refreshing paradigm shift. Unlike the socialist ideology forced upon the nation for over six decades that resulted in stagnating poverty and measly...

riskagenda.blogspot.com riskagenda.blogspot.com

Risk Agenda: January 2012

http://riskagenda.blogspot.com/2012_01_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Monday, January 16, 2012. Supports a strategic capability. Commitment of senior management. Company makes a strategic bet on analytics. The obvious example of use of analytics in banks and financial services is in the development of custom scorecards to predict default. The larger banks have dedicated “decision sciences” teams to handle this. Whi...For example credi...

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Risk Agenda: November 2012

http://riskagenda.blogspot.com/2012_11_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Friday, November 30, 2012. Social Analytics – New uses of Social Intelligence. E all live in a digital world or rather ‘social digital’ world. This is because so many of us have taken to Facebook, Twitter and other social networking sites/tools that this has become an obsession to many. Now every company has a social media strategy,. So do expect more here. How are ...

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Risk Agenda: October 2014

http://riskagenda.blogspot.com/2014_10_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Tuesday, October 7, 2014. Enhancing Compliance and Oprisk Management through Analytics. The million dollar question on everybody’s minds is. How are banks rising up to this challenge? Enhanced regulatory scrutiny may be a necessary evil to watch over the much-maligned banking sector, but has spawned its own unintended consequences. How are banks responding? First, b...

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Risk Agenda: February 2015

http://riskagenda.blogspot.com/2015_02_01_archive.html

All about Analytics, Risk Management and Risk Technology that impacts Financial Services, Banks, Technology Companies, you and me. and more. Sunday, February 1, 2015. Digital Banking – Lessons from channel integration. Digital banking is also the prime force that has helped in proliferation of banking services to remote areas and brought huge unbanked segments into the ambit of mainstream banking. Arguably, it has the deepest transformational impact on any industry. Most important, it has provide...Consu...

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Credit Risk Strategy | An introduction to the subject

Who is Reading this Blog? An introduction to the subject. Man Can Not Live on Credit Risk Strategy Alone. August 3, 2015 by Brendan Le Grange. Drachen, my debut thriller, is available on pre-order at Amazon (US: http:/ amzn.com/B0133U3HGC. UK: http:/ www.amazon.co.uk/dp/B0133U3HGC. Brett Rivera might not know exactly what’s going on, or who she can trust, but she’s in the race of her life and she knows she’s not going to give up; after three years of searching she has found the wreck of the Drachen. ...

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