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Murray and MacDonald Insurance Services, Inc.: Can Raising Your Insurance Deductible Save You Money?

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Thursday, May 29, 2014. Can Raising Your Insurance Deductible Save You Money? This is starting to change with the implementation of microinsurance. In fact, a friend of mine started a wonderful company. That offers insurance to people in developing countries, but more on that another day. Back to saving you money. Do you know you have a deductible? Do you know what a deductible is? Taken directly from the dictionary:. De·duct·i·ble. Taken directly from the dictionary:. Subscribe to: Post Comments (Atom).

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Murray and MacDonald Insurance Services, Inc.: Christmas Presents

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Friday, December 11, 2009. As the coming Christmas Season is upon us, let's talk about CHRISTMAS PRESENTS! You may receive a fancy present from a special someone. You cherish the present and are thrilled to have received it. Protect your gift by insuring it! Contact your insurance agent and "schedule" it on your homeowner's or renter's policy in the event it is damaged or stolen. The fee is nominal but the peace of mind is priceless! Subscribe to: Post Comments (Atom). Read Our Blog By Email.

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Murray and MacDonald Insurance Services, Inc.: Out of the Ordinary Insurance

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Friday, June 21, 2013. Out of the Ordinary Insurance. When I think of insurance, the four most basic policies come to mind: home, car, health, and life. For the average person, these might be the only policies you ever consider buying. What else could you possibly need? There seem to be some people in this world with incredibly special assets, or at least a special sense of humor. In June detailing the world's strangest insurance policies. It did not disappoint. That funky mustache too! Home either. ...

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Murray and MacDonald Insurance Services, Inc.: DriveWise and Snapshot: Dollars for Data

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Wednesday, July 3, 2013. DriveWise and Snapshot: Dollars for Data. What if your car insurance rate was truly dependent on how well you drive? The DriveWise plugs in underneath the steering column. All of the following Performance Rating Factors could result in savings:. Less than 12,000 miles per year or roughly 35 miles per day. Avoiding hard or extreme stops. Recently, Progressive has launched an ad campaign promoting their Snapshot. Comes from Progressive, as they use this data to adjust your premium ...

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Murray and MacDonald Insurance Services, Inc.: History

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Our agency was founded in an unusual way in 1971 by Charles Murray. Many people say you are either born into the insurance industry or you fall into the insurance industry. I wrote how I (Sara MacDonald) got into the insurance industry, you can read it here. And it wasn't due to "falling into" it. One could easily say that Charlie "fell" into the insurance industry, but I'll let you be the judge as you read his story. In November 1971, Jacoby Real Estate gave Charlie a very small book of insurance {in th...

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Murray and MacDonald Insurance Services, Inc.: Life Insurance Awareness

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Wednesday, September 12, 2012. We will start off with an interesting infographic I found (link listed below). Do you have at least 10x your annual income? Does it sound like a lot? Let's start with funeral costs. See the below infographic. You could say we've gone morbid, but it is an important thing to plan for. You don't want to burden your loved one (who is already grieving) with the cost of funeral expenses. Friday, we will discuss the life insurance suggestion. Please contact us here. Douglas MacDon...

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Murray and MacDonald Insurance Services, Inc.: Nauset Beach Kayaker Turned Shark-Bait

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Tuesday, July 10, 2012. Nauset Beach Kayaker Turned Shark-Bait. Cue the ominous music. Can you imagine having a 14 foot shark trailing you? And this is not your average shark, but a Great White. A shark of folklore, notorious for sinking boats and devouring beach-goers thanks to Steven Spielberg's famous movie Jaws. Nauset Beach was closed to swimming following the shark-sighting, but reopened a few hours later after the water was deemed safe. I don't know about you, but I'd constantly be peeking ove...

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Murray and MacDonald Insurance Services, Inc.: Study Finds Hands-Free Devices Still Dangerous

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Monday, July 1, 2013. Study Finds Hands-Free Devices Still Dangerous. In prior posts, we have highlighted the dangers of distracted driving. And even hosted Arbella Insurance’s Distractology 101 Driving Simulator. At our Bourne office to give drivers firsthand experience with the hazards that are endemic with distracted driving. This week, we bring another installment of our Distracted Driving blog posts, this time focusing on a recent study conducted by AAA concerning hands-free devices. Automakers have...

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Murray and MacDonald Insurance Services, Inc.: 5 Reasons You May Need Life Insurance

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Monday, November 10, 2014. 5 Reasons You May Need Life Insurance. 1 Your parents co-signed your student loan. You wanted to go to college, but you didn't have the money and your parents didn't either. After all, who has $30,000 laying around to spend on tuition, room, board, books and fun? You took out a private student loan, and your parents co-signed. They may have to foot the bill if you die prematurely. 2 You are married. If there are no debts, would your spouse be able to live on one income? Some pe...