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Spring (the blog) - Spring (the blog)

I’m 22…do I need a financial planner? Aug 10, 2015. Hi Sandi, I am a 22-year-old and just starting my career. Do I need a financial planner and is talking to a financial advisor at the bank the same thing as talking to a financial planner? Thank you, Denise — Hi Denise, You know, you have an enormous opportunity. read more. If You’ve Ever Tried and Failed at Budgeting. Jul 21, 2015. Why Budgets Don’t Work (The Real Reason). Jun 18, 2015. VIDEO SERIES: Carrick Talks Money. Jun 10, 2015. I had a chance to ...

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Spring (the blog) - Spring (the blog) | blog.springpersonalfinance.com Reviews
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I’m 22…do I need a financial planner? Aug 10, 2015. Hi Sandi, I am a 22-year-old and just starting my career. Do I need a financial planner and is talking to a financial advisor at the bank the same thing as talking to a financial planner? Thank you, Denise — Hi Denise, You know, you have an enormous opportunity. read more. If You’ve Ever Tried and Failed at Budgeting. Jul 21, 2015. Why Budgets Don’t Work (The Real Reason). Jun 18, 2015. VIDEO SERIES: Carrick Talks Money. Jun 10, 2015. I had a chance to ...
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Spring (the blog) - Spring (the blog) | blog.springpersonalfinance.com Reviews

https://blog.springpersonalfinance.com

I’m 22…do I need a financial planner? Aug 10, 2015. Hi Sandi, I am a 22-year-old and just starting my career. Do I need a financial planner and is talking to a financial advisor at the bank the same thing as talking to a financial planner? Thank you, Denise — Hi Denise, You know, you have an enormous opportunity. read more. If You’ve Ever Tried and Failed at Budgeting. Jul 21, 2015. Why Budgets Don’t Work (The Real Reason). Jun 18, 2015. VIDEO SERIES: Carrick Talks Money. Jun 10, 2015. I had a chance to ...

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blog.springpersonalfinance.com blog.springpersonalfinance.com
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UPDATED: Canadian Investment Fee Calculator

http://blog.springpersonalfinance.com/2015/05/investment-fee-calculator.html

UPDATED: Canadian Investment Fee Calculator. Feb 10, 2016. Welcome to the investment fee calculator, built to compare the cost of investing across Canada with online portfolio management companies like Nest Wealth, Justwealth, WealthBar, Steadyhand, Wealthsimple, BMO SmartFolio, Invisor, ModernAdvisor, and Portfolio IQ. ( For more about why on earth you’d do so, read this. Click here to go to the calculator. I have to thank John Roberston, author of The Value of Simple. What are other users saying about ...

2

Financial Facelifts, Eric and Ilsa, Soundbites, and Showing Your Work

http://blog.springpersonalfinance.com/2015/01/financial-facelifts-soundbites-and.html

Financial Facelifts, Eric and Ilsa, Soundbites, and Showing Your Work. Jan 23, 2015. As much as I love recording Because Money. With my good friends Jackson Middleton and Robb Engen, and getting to shoot the breeze with our knock-out roster of guests, I come away from each episode regretting that I didn’t get to say just this one more thing. And that I waved my hands around too much. Again.). For your viewing pleasure. All of the information you’d get in a plan to build your retirement income, pay ...

3

Sorry, Who Is It That's Suffering? Advocis Doesn't Want Embedded Commissions Banned, Because Financial Advisors Will Suffer

http://blog.springpersonalfinance.com/2014/07/sorry-who-is-it-thats-suffering-advocis.html

Sorry, Who Is It That’s Suffering? Advocis Doesn’t Want Embedded Commissions Banned, Because Financial Advisors Will Suffer. Jul 9, 2014. Banning Embedded Commissions in Mutual Funds. Fee Only Financial Planning. All the nopes / Don’t ban commissions, says Advocis, because “financial advisors and their clients will suffer.” http:/ t.co/xW8xjoqywe. Sandi Martin (@SandiMartinSPF) July 9, 2014. The piece in question? 8220;Don’t Ban Commissions, Says Advocis. The investors that will have the most difficulty ...

4

I For One Welcome Our Robot Overlords: The New World of Investment Advice and Asset Management

http://blog.springpersonalfinance.com/2014/08/i-for-one-welcome-our-robot-overlords.html

I For One Welcome Our Robot Overlords: The New World of Investment Advice and Asset Management. Aug 5, 2014. Before I let you read the rest of this post, I want us to agree on a set of facts:. It is extremely rare (but not impossible) for any one investor, investment professional, or investment management company to consistently and reliably outperform the market for any appreciable length of time. If 1, then 2 is unlikely at best. But first, a word on the proper place that investments should hold in the...

5

Because Money Episode 21 | The Rise Of The (Not) Robo-Advisors

http://blog.springpersonalfinance.com/2014/08/because-money-episode-21-rise-of-not.html

Because Money Episode 21 The Rise Of The (Not) Robo-Advisors. Aug 26, 2014. This month, we were delighted to welcome Michael Katchen of WealthSimple to the show to talk about what’s wrong with the asset management industry, how he and others like him plan to break it, and why regular Canadians who, for whatever reason, shouldn’t or can’t DIY their portfolios should be very, very excited. Full transcript can be found here. That morbid post I wrote for Boomer and Echo. The HuffPo article about robo-advisors.

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Why Fee Only? | Spring Personal Finance

https://springpersonalfinance.com/fee-only-planning-2

Have you ever gone to a bank or a financial planner looking for advice, and did you come away with a new RRSP, debt consolidation loan, or home equity line of credit instead? In my banker past. I had a client list of over 6000 individuals, families, and small businesses. Those customers were coming to the bank for service and advice, while the bank thought they were coming in to buy something. As you’d expect, I’ve written quite a lot on the topic of fee only and advice only financial plannin...Dear big,...

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About | Spring Personal Finance

https://springpersonalfinance.com/financial-planner

Sandi Martin is the fee-only/advice-only financial planner at Spring Personal Finance, and works with regular people across Canada to figure out what they want their money to do for them and to find the simplest, smartest way to do it. She moderates the Google Canadian Personal Finance. Online community, co-hosts the Because Money podcast. And writes for several personal finance sites. To find out more about what makes her tick, connect with her on Twitter. Or send her an email. Designed by Elegant Themes.

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The Way Everyone SHOULD Be Saving for Retirement | The Fake Cheap

https://thefakecheap.wordpress.com/2016/10/01/the-way-everyone-should-be-saving-for-retirement

A finance blog for anyone who wants to TRY to do better with the financial side of their life. The Way Everyone SHOULD Be Saving for Retirement. On October 1, 2016. I was thinking the other day what if instead trying to get everyone on board to do the usual, and start putting money away at 40 or 50 or whatever you want to call a typical age to start saving for retirement (probably closer to 50); well what if the reverse was the case? Let’s run the numbers and see where this gets us. And at a 7% return:.

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They Bought A Zoo, We Just Visited | The Fake Cheap

https://thefakecheap.wordpress.com/2015/08/12/they-bought-a-zoo-we-just-visited

A finance blog for anyone who wants to TRY to do better with the financial side of their life. They Bought A Zoo, We Just Visited. On August 12, 2015. I’ve heard a lot of people talk about how it cost their family of three or four “$75 easy” or “about $100″to go to the city zoo. So the good old Fake Cheap Family headed to this place called the zoo to see just how expensive it really is. The results were. For this exercise, we are going to compare a typical family with the Fake Cheap Family. The Fake Chea...

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I pay someone to move my snow…..me. | The Fake Cheap

https://thefakecheap.wordpress.com/2016/02/16/i-pay-someone-to-move-my-snow-me

A finance blog for anyone who wants to TRY to do better with the financial side of their life. I pay someone to move my snow….me. On February 16, 2016. Posted in: Personal Finance. After a recent snowstorm in my neck of the tundra, many comments were heard. People were commenting how much they enjoyed the. Of keeping nice and warm inside and not having to go out for snow removal duty, because they had hired someone to come and plow their driveway. See how easy saving for retirement is? You are commenting...

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The Fake Cheap | A finance blog for anyone who wants to TRY to do better with the financial side of their life. | Page 2

https://thefakecheap.wordpress.com/page/2

A finance blog for anyone who wants to TRY to do better with the financial side of their life. They Bought A Zoo, We Just Visited. On August 12, 2015. I’ve heard a lot of people talk about how it cost their family of three or four “$75 easy” or “about $100″to go to the city zoo. So the good old Fake Cheap Family headed to this place called the zoo to see just how expensive it really is. The results were. For this exercise, we are going to compare a typical family with the Fake Cheap Family. The Fake Chea...

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Jan 2016 Net Worth Update…in September? | The Fake Cheap

https://thefakecheap.wordpress.com/2016/03/15/jan-2016-net-worth-update-in-september

A finance blog for anyone who wants to TRY to do better with the financial side of their life. Jan 2016 Net Worth Update…in September? On March 15, 2016. I had no idea that I never posted this so here you go about 9 months late, my bad! I am going to start getting posts up again, maybe as soon as tomorrow so run, don’t walk to my blog next time! It is that time once again, my semi annual net worth update (yes, it is 2 months late, thank you). Jan 2016 net worth: $115,000. Leave a Reply Cancel reply.

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Season’s Greetings | The Fake Cheap

https://thefakecheap.wordpress.com/2015/12/22/seasons-greetings

A finance blog for anyone who wants to TRY to do better with the financial side of their life. On December 22, 2015. Posted in: Personal Finance. Just a quick note to wish my. Of readers a Happy Holidays, and to say that I hope to be back to blogging in the new year. The last few months have been very hectic for numerous reasons, but thanks for checking in on me. And Happy New Year! Larr; They Bought A Zoo, We Just Visited. I pay someone to move my snow….me. Leave a Reply Cancel reply. On the Luce travel...

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thefakecheap | The Fake Cheap

https://thefakecheap.wordpress.com/author/thefakecheap

A finance blog for anyone who wants to TRY to do better with the financial side of their life. All posts by thefakecheap. Save HUNDREDS of Dollars Over Your Lifetime by Doing This. On February 28, 2017. The scanning code of practice. Ever heard of it? Like most people probably not. But you NEED to know what this is. Then usually someone verifies the price, and says “Yes, it’s marked as $7.99.” So then the cashier makes the change and you get your item for $7.99, right? Should you get more of a discount?

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Churned: TD Aeroplan Visa | The Fake Cheap

https://thefakecheap.wordpress.com/2015/07/01/churned-td-aeroplan-visa

A finance blog for anyone who wants to TRY to do better with the financial side of their life. Churned: TD Aeroplan Visa. On July 1, 2015. Posted in: Personal Finance. Happy Canada Day to all my thousands (ok dozens…maybe? So I did my first official credit card (cc) churn recently. I should note that the churn is not complete because I haven’t canceled the card yet, but I intend to do so in the upcoming months. Not sure what churning is? Insurance the rep is forced to peddle (post to come). And then ...

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THE SPRING BLOG - Move To Your Own Beat With Workout Music From Spring

Move To Your Own Beat With Workout Music From Spring. It’s simple, when we move our bodies good things happen. Not only do you wake up your body, improve internal functioning, and support a fit physical body, but you also refresh your mind and increase cognitive functioning. As humans, we are not meant to be sedentary. Our bodies are naturally designed for walking, running, throwing, […]. Staying fit on vacation. Tags: fit on vacation. An Ultramarathoner Shares Her Secrets. The Spring App just got a whol...

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Follow Springo on :. In October 2010 Springo Kids held a contest to find out what were your favorite kid-friendly websites featured on Springo. To find out who were the winners and most liked websites, click on the leading mommy blogs below. A safe way for. Kids to discover,. Learn, and play. Offering a full suite of browser enhancements to make your Web browsing experience easy and fun. SPRINGO a registered trademark of SPRING VENTURES Ltd., Israel.

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Fullips самое хитрое приспособление в женской косметичке. On Август 10, 2015. Каждая женщина обладает уникальной красотой от природы. Мы единственны в своём роде. Таких больше нигде нет и никогда не будет. Но мы всё настойчивее с каждым годом придираемся к себе, своей внешности. Нам постоянно хочется что-то поменять,. Простые способы побороть стресс. On Июль 15, 2015. Американская распродажа Чёрная пятница в украинской интерпретации. Posted in За кулисами. On Июль 9, 2015. On Июль 2, 2015. Каждая женщина...

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11月発売TIME CAPSULE WONDER BEAR Series.2. 9月発売TIME CAPSULE 戦国鍋 TV 再出陣. 8月発売TIME CAPSULE かよえ チュー学. Nowpie (なうぴー) J-POP (01/23). 4月発売TIME CAPSULE Ren&Stimpy Figure Strap. Nowpie (なうぴー) J-POP (05/18). TIME CAPSULE ART CAPSULE TOY PROJECT. 11月発売TIME CAPSULE WONDER BEAR Series.2. 201311.05 Tuesday TIME CAPSULE ART CAPSULE TOY PROJECT. WONDER BEAR Series.2. HEART HEAD SUIT PARKA. 11月中旬から全国の TIME CAPSULE タイムカプセル 取り扱い店.

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SpringPeople Blog

SpringPeople Supports Net Neutrality. What About You? April 23, 2015 By Rakesh Singh Under SpringPeople Updates. Are you still wondering that what ‘Net Neutrality is? Before you assume it to be too technical to get your attention, I will explain you that how important it is for everyone who uses internet. Internet connection will be slowed down for customers who will refuse to pay that extra amount so that they find it difficult to use the website without paying extra money. If you think we stand for the...

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Spring (the blog) - Spring (the blog)

I’m 22…do I need a financial planner? Aug 10, 2015. Hi Sandi, I am a 22-year-old and just starting my career. Do I need a financial planner and is talking to a financial advisor at the bank the same thing as talking to a financial planner? Thank you, Denise — Hi Denise, You know, you have an enormous opportunity. read more. If You’ve Ever Tried and Failed at Budgeting. Jul 21, 2015. Why Budgets Don’t Work (The Real Reason). Jun 18, 2015. VIDEO SERIES: Carrick Talks Money. Jun 10, 2015. I had a chance to ...

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Spring Pictures Blog

Posted 1 year ago. Dramatic storms creating dramatic sunsets, I love storm season. (at Brunswick Heads). Posted 1 year ago. Yesterday’s #storm, roaring over #byronbay and #brunswickheads. Timelapse coming soon… (at Wooyung Beach). Posted 1 year ago. It seems appropriate that the storms are rolling in while I work on another @active child project. Posted 1 year ago. Lunch Break (at Brunswick River). Posted 1 year ago. The Heart of the Forest. (at Mt Warning). Posted 1 year ago. Not long now….

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