BNAFS.CO.UK

BNA Financial Services

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. We provide financial advice and planning services for people who want to make the most of their finances. We're independent, which means we work for our clients interests, not those of a bank or insurance company. Once we've understood your aims, aspirations and concerns, BNA Financial Services can help you make your money work for you. Call us now on 01729 824518 to request an initial meeting. Pension and Retirement Advice.

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BNA Financial Services | bnafs.co.uk Reviews

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Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. We provide financial advice and planning services for people who want to make the most of their finances. We're independent, which means we work for our clients interests, not those of a bank or insurance company. Once we've understood your aims, aspirations and concerns, BNA Financial Services can help you make your money work for you. Call us now on 01729 824518 to request an initial meeting. Pension and Retirement Advice.

<META> KEYWORDS

1 bna financial services

2 client agreement

3 privacy statement

4 firm status

5 about us

6 services

7 pensions

8 pension simplification

9 personal pensions

10 stakeholder

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bna financial services,client agreement,privacy statement,firm status,about us,services,pensions,pension simplification,personal pensions,stakeholder,company schemes,annuities,income drawdown,phased retirement,investments,risk and reward,unit trusts,oeics

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BNA Financial Services | bnafs.co.uk Reviews

https://bnafs.co.uk

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. We provide financial advice and planning services for people who want to make the most of their finances. We're independent, which means we work for our clients interests, not those of a bank or insurance company. Once we've understood your aims, aspirations and concerns, BNA Financial Services can help you make your money work for you. Call us now on 01729 824518 to request an initial meeting. Pension and Retirement Advice.

INTERNAL PAGES

bnafs.co.uk

1

BNA Financial Services

http://www.bnafs.co.uk/Investments/OEICs.htm

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. What is an OEIC? Open-ended investment companies are often referred to as the modern day and flexible equivalent of the unit trust. They have similarities with unit trusts and Investment trusts enabling you to pool your investments along with other investors. This helps to spread the risk and enables you to take advantage of the skills of a professional managing the fund. Firm Principal - Barry Womersley. BNA Financial Servic...

2

BNA Financial Services

http://www.bnafs.co.uk/Investments/ISAs.htm

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. From the 1st of July 2014 all ISAs became New ISAs (NISAs). This applied to all existing ISAs and new accounts opened after the 1st of July 2014. New Individual Savings Accounts (NISAs) are available to all UK residents over 18 years of age, 16 years of age for the Cash ISAs. They benefit all taxpayers, as any income or capital gains received from investments held within an ISA do not have to be declared to the tax man. NISAs...

3

BNA Financial Services

http://www.bnafs.co.uk/Pensions/PersonalPensions.htm

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. Personal Pension Plans (PPPs) were originally designed for the millions of employed and self-employed individuals who did not have access to a company pension scheme. The value of your pension at retirement is mainly dependent upon:. How much money you've paid in over the life of the plan. How well the fund has performed. The annuity rate that the provider applies to your pension fund (if you choose to take an annuity). So a ...

4

BNA Financial Services

http://www.bnafs.co.uk/Pensions/Annuities.htm

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. While the increased flexibility in terms of pension income options announced in the March 2014 Budget may mean annuities will be less attractive for some, many will still have the requirement for a guaranteed lifetime income. The level of income that you will receive from an annuity depends upon several main factors:. The value of your pension fund at retirement. The prevailing annuity rates at the point of annuity purchase.

5

BNA Financial Services

http://www.bnafs.co.uk/Services.htm

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. BNA Financial Services offers a range of services backed by knowledge, expertise and experience. Whether you are concerned about your eventual retirement or simply feel you are paying too much tax, we can help you find ways of making the most of your money for both the present and the future. A small change in the way you manage your finances today can make a very considerable difference to your finances in the future.

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BNA Financial Services

Email: barry.womersley@bnafs.co.uk. 15 Austwick Close, Settle, North Yorkshire. We provide financial advice and planning services for people who want to make the most of their finances. We're independent, which means we work for our clients interests, not those of a bank or insurance company. Once we've understood your aims, aspirations and concerns, BNA Financial Services can help you make your money work for you. Call us now on 01729 824518 to request an initial meeting. Pension and Retirement Advice.

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