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Boat Insurance- Every boat's got a different story. You can put together a boat insurance policy that fits your style and your personal watercraft perfectly. How We Cover You- There's no way around it: When you're out on the water there's always a chance that something might go wrong. One of the most important things you can do is make sure you'll have. How We Cover Your Boat. Emergency service (up to $100). Injures someone else;evan a swimmer or water skier.

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