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Credit and Collection Agency Violation

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Credit and Collection Agency Violation
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Bureau of Consumer Services - Home | bureaucs.com Reviews

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Credit and Collection Agency Violation

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1

Make your case Stronger - Bureau of Consumer Services

http://www.bureaucs.com/make-your-case-stronger.html

Laws you need to know. Make your case Stronger. Things to look for. Note: If you have the following information, your case will take priority. Step 1: Document every conversation you have with debt collectors immediately, whatever the mode of communication may be - whether in person, telephone call, letter, email or fax, etc. Step 2: Make a detailed log entry of each conversation. Keep this log next to your telephone. Step 4: Save all collection letters and other messages from debt collectors.

2

Bureau of Consumer Services Blog -

http://www.bureaucs.com/blog

Ohio AG warns of potential debt collection scams. January 23, 2014. By Bureau of Consumer Services. COLUMBUS, Ohio – Ohio’s attorney general says residents should watch out for potential debt collection scams. Attorney General Mike DeWine says his office received more than 2,400 collections complaints in 2013 and hundreds related to phony claims that consumers had owed money. The office said that those who fall for such scams often report losing $200 to $300, though some lose thousands. December 3, 2013.

3

FCRA - Bureau of Consumer Services

http://www.bureaucs.com/fcra.html

Laws you need to know. Make your case Stronger. Fair Credit Reporting Act (FCRA). A Summary of Your Rights Under the Fair Credit Reporting Act. 61623; You must be told if information in your file has been used against you. 61623; You have the right to know what is in your file. 61623; a person has taken adverse action against you because of information in your credit report;  you are the victim of identity theft and place a fraud alert in your file;  your file contains inaccurate informat...61623; you ...

4

Laws you need to know - Bureau of Consumer Services

http://www.bureaucs.com/laws-you-need-to-know.html

Laws you need to know. Make your case Stronger. The Bureau of Consumer Services (BCS) will look into your case, and may file a Law Suit against the Debt Collector or Creditor. Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. Here are some questions and answers about your rights under the Act. Every collector must send you ...

5

FDCPA - Bureau of Consumer Services

http://www.bureaucs.com/fdcpa.html

Laws you need to know. Make your case Stronger. The Fair Debt Collection Practices Act. (FDCPA). As amended by Public Law 104-208, 110 Stat. 3009 (Sept. 30, 1996)To amend the Consumer Credit Protection Act to prohibit abusive practices by debt collectors. TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act]. Congressional findings and declaration of purpose. Acquisition of location information. Communication in connection with debt collection. False or misleading representations.

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