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Nicole Basaraba | Nicole Basaraba's Uni-Verse-City

https://universecityblog.wordpress.com/author/nikkilin

Nicole Basaraba's Uni-Verse-City. Writing on topics of travel, culture, and lifestyle. Author Archives: Nicole Basaraba. Nicole Basaraba is a Canadian writer focusing on topics of travel (Mondays), writing and literature (Wednesdays), lifestyle (Fridays) and her experiences living in the capital city of Europe: Brussels, Belgium. Uni-Verse-City Blog is moving! January 7, 2013. I started the Uni-Verse-City … Continue reading →. 21 Things I Miss About Brussels, Belgium. January 4, 2013. November 15, 2012.

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Why Do the Poor Make Terrible Decisions? | Savvy Saving Bytes

http://savvysavingbytes.com/2013/11/why-do-the-poor-make-terrible-decisions

Why Do the Poor Make Terrible Decisions? This post contains an article written by a woman living in poverty explaining why she makes what seems like terrible decisions and an adverse response. From another woman also suffering financial hardship. Members of the working poor, both women attend college with full-course loads in addition to their jobs. Both are exhausted ALL the time. Unable to afford dental care, both know what it is to have crumbling teeth. Both women live paycheck to paycheck. 10 Reasons...

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Offbeat Storage Solutions with Recycled Gear | Savvy Saving Bytes

http://savvysavingbytes.com/2010/09/offbeat-storage-solutions-with-recycled-gear

Offbeat Storage Solutions with Recycled Gear. Bored with getting haircuts every few months and deciding to let my hair grow long, I suddenly found myself with little piles of new barrettes and elastic cords to tie the mop back. Not about to do anything as dramatic as cough up dough to purchase containers for them, I cruised around the apartment searching for some storage ideas. Aha! Obsolete silver cigarette box transformed into earring box. Heirloom stemmed pink glass reborn as a napkin holder. A large,...

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Why Are Debt Collectors Chasing 1 in 3 Americans? | Savvy Saving Bytes

http://savvysavingbytes.com/2014/08/why-are-debt-collectors-chasing-1-in-3-americans

Why Are Debt Collectors Chasing 1 in 3 Americans? That’s right. According to CNN Money. An Urban Institute study. Estimated 77 million Americans with credit histories — or one in every three — has debt collectors on their tail. Taking into account non-mortgage debt, including credit card and utility bills, car loans, medical expenses and child support payments, the average amount of debt in collections was $5,200,. Ranging from a tiny $25 to am astronomical $125,000. Now considered officially out of the ...

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Living a Debt Free Life | Savvy Saving Bytes

http://savvysavingbytes.com/2012/08/living-a-debt-free-life

Living a Debt Free Life. This updated post is about living a debt free life that was shaped perhaps by echoes of the Great Depression. A contented apartment renter in New York City, I have never bought, nor considered buying, a co-op apartment, a country house, a beach house or any other ritzy extravagance like a fur coat or showy, jeweled bauble. It’s true I once owned a car when I got out of school, but it was an old cheapie (but still snappy convertible), for which I of course paid cash. And that’s al...

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Sleeping and Saving in Men’s Tees | Savvy Saving Bytes

http://savvysavingbytes.com/2009/12/sleeping-saving-in-mens-tees

Sleeping and Saving in Men’s Tees. During steamy New York City summer nights, I sleep in the nude, cooled by a sweeping fan. This is good for both my electric bill (I never use an air conditioner at night) and for my nightclothes budget, which pretty much hovers in the zero zone. 8221; in an odd, appreciative tone. Then in quick succession, two African American women exclaimed, “Beautiful tee shirt! 8221; and, “Great drawing! For some great thrift store finds, see Wimpole Hall to Goodwill NYC. Rags VS th...

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Salade Niçoise – Thrifty Jewel of a Summer Meal | Savvy Saving Bytes

http://savvysavingbytes.com/2011/07/salade-nicoise-thrifty-jewel-of-a-summer-meal

Salade Niçoise – Thrifty Jewel of a Summer Meal. Serving six people, here’s Julia’s classic Salade Niçoise recipe. From “Julia’s Kitchen Wisdom” by Julia Child. This next recipe from Epicurious.com. Along with its health, economic and ease of preparation benefits, Salade Niçoise is super versatile and can be personalized to suit anyone’s culinary tastes. More Cool Summer Eats:. Chill Out with Cold-Brewed Iced Coffee. Hummus – Versatile, Healthful, an Economical Snap to Make. A Splurge Feeds the Soul.

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Cheap Rich Proteins | Savvy Saving Bytes

http://savvysavingbytes.com/2009/07/cheap-rich-proteins

With meat prices rising and bank balances hanging out in the sub-basement, some less costly protein substitutions are definitely in order. Here are four talented proteins that are super cheap, super rich in nutritional value and–equally appealing–super fast to get to the table. They are canned salmon, eggs, beans and peanuts. The second cheap-rich protein is canned salmon, which can’t be beat for simplicity. A couple of turns of the can opener. Then plop! Four ounces of salmon pack a whopping 58% of dail...