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Capital Law Center

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Welcome to Capital Law Center | capitallawcenter.com Reviews

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Capital Law Center

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1

What Is Bankruptcy?

http://www.capitallawcenter.com/Bankruptcy.aspx

A Law Firm for Troubled Americans. If you are having trouble paying your debts, bankruptcy may be the best remedy for your situation. An individual can file for bankruptcy to obtain a discharge, which will wipe out your debts. Once the bankruptcy begins, creditors cannot try to collect debts from the bankruptcy debtor or sue the debtor to obtain a judgment. With a few exceptions, the creditors have no claim on the debtor's future income or future assets. There are three main types of bankruptcy. This Det...

2

Class Action Definitions

http://www.capitallawcenter.com/ClassActionDefinitions.aspx

A Law Firm for Troubled Americans. A class member who is not a named party to the litigation and has not opted out of the class. Absent class members are bound by the judgment in the class action. Refers to how well and fairly the class representative acts on behalf of the other class members. Adequacy is a factor in determining whether a named plaintiff may act for the class. Certification of the Class:. The lawyer or lawyers who represent the class in a class action. A class that was previously certifi...

3

Mortgage Escrow Account Audit

http://www.capitallawcenter.com/EscrowReviews.aspx

A Law Firm for Troubled Americans. Mortgage Escrow Account Audit. Escrow or impound accounts. These accounts are required by lenders to pay future recurring expenses such as real estate taxes and insurance premiums. Monthly payments and reserve accounts are determined by a complex system and your monthly bill is adjusted whenever property taxes or insurance premiums vary. However, these escrow payment adjustments often result in overcharges to homeowners! What Kinds of Errors Occur? Process Of Short Sales.

4

Strategic Default

http://www.capitallawcenter.com/StrategicDefault.aspx

A Law Firm for Troubled Americans. Strategic Default Strategic foreclosures are emerging as a more common trend as homeowners across the country are looking for ways to escape underwater mortgages. Strategic default, or strategic foreclosure, is a process by which homeowners that are struggling to continue making their monthly mortgage payments, make a calculated financial decision to default on their mortgage in order to improve the likelihood of getting out from an underwater property. After doing the ...

5

Foreclosure Defense

http://www.capitallawcenter.com/ForeclosureDefense.aspx

A Law Firm for Troubled Americans. What Is a Foreclosure Defense? We evaluate each client’s individual circumstances to determine an effective plan of action. Property owners, who need additional time to arrange a workout, refinancing, or a private sale, often benefit from fighting foreclosure. However, you must be proactive! Homeowners have rights and unless they invoke such rights, they won't be able to mount the. Best possible legal defense. WHY SHOULD I FIGHT MY FORECLOSURE? The first two options ass...

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