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Voluntary Benefits | NJ State, Public and Union Employees | NJ State Benefits

Voluntary Benefits for NJ State, Public and Union Employees

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Voluntary Benefits | NJ State, Public and Union Employees | NJ State Benefits | cb-tbs.com Reviews

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Voluntary Benefits for NJ State, Public and Union Employees

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1

History | NJ State, Public and Union Employees | NJ State Benefits

http://www.cb-tbs.com/nj-state-benefits-history.asp

NJ Public Officials' and Public Employees' Accident/Health Insurance Plan. This plan has been in operation since 1946 when the State of New Jersey passed the law enabling public employees to participate in a voluntary plan of accident and sickness insurance through payroll deduction of premiums. It provides essential income replacement. Of insured employees, in addition to accumulated sick leave or other disability insurance. See our benefits page. Couch Braunsdorf Insurance Group. Total Benefit Systems ...

2

Disability Benefit Information | NJ State, Public and Union Employees | NJ State Benefits

http://www.cb-tbs.com/nj-state-benefits-disability-benefits.asp

Some of the brochures available for download located below:. Allstate Benefits Heritage Paycheck Protector. Aflac Short Term Disability. Protect one of your most important assets - your ability to earn an income! If you think that you will be able to continue your current lifestyle in the event of a disability, please consider the following:. Do you have any savings that you can use while you are out of work? How long will that last you before it is used up? Only off the job disabilities are eligible.

3

Voluntary Benefits | NJ State, Public and Union Employees | NJ State Benefits

http://www.cb-tbs.com/index.asp

For over 60 years, Couch Braunsdorf Insurance Group. Has been serving the voluntary benefit needs of NJ State, County and Municipal employees. In a renewed effort to provide the best available insurance and financial services, Total Benefit Systems, Inc., a proven TPA and enrollment firm, has joined Couch Braunsdorf in this effort. We are here when you need us:. By Toll Free Telephone. In person On-Site 24/7 Enrollment and Service. Over the phone voice signature enrollment.

4

Addressing the Need | NJ State, Public and Union Employees | NJ State Benefits

http://www.cb-tbs.com/nj-state-benefits-addressing-the-need.asp

Costs of everyday living items are continuously increasing, while incomes. Have risen very slowly, if that. In the event of an unexpected accident or illness, resulting in loss of income, even temporary, will you have the resources to meet these costs? Even if you have medical coverage, many out of pocket non-medical costs are associated treating any accident or illness, such as:. Transportation to and from treatment. Loss of income to family members that may become caretakers. These benefits can provide.

5

Term Life Coverage | NJ State, Public and Union Employees | NJ State Benefits

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20 Year Renewable and Convertible Term Life Insurance. Initial and renewal term periods are for 20 years, or to age 70 if shorter. The policy can be converted to any form of permanent life insurance offered by the company at the time of conversion - no evidence of insurability required. Simplified Issue up to $150,000, higher limits available with underwriting. Portable coverage that you can keep if you leave employment. At 877-652-3637 for other available plans and details.

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Voluntary Benefits | NJ State, Public and Union Employees | NJ State Benefits

For over 70 years, Couch Braunsdorf Insurance Group. Has been serving the voluntary benefit needs of NJ State, County and Municipal employees. In a renewed effort to provide the best available insurance and financial services, Total Benefit Systems, Inc., a proven TPA and enrollment firm, has joined Couch Braunsdorf in this effort. We are here when you need us:. By Toll Free Telephone. In person On-Site 24/7 Enrollment and Service. Over the phone voice signature enrollment. Or by calling (609)292-7060.

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