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Cents-Per-Mile Premiums for Auto Insurance. The Only Way to Make Mandatory Automobile Insurance Work. Explaining large premium ranges within localities. Ontribution to California Insurance Department workshop June 2008 on the cause of extreme premium ranges within each locality, e.g., Berkeley. 794 789, 2 25 pages). Congressional hearing Oct. 2007 on the FTC Auto Insurance Credit Score Report - Statement for the Record. 782, 1 page). Credit-Score Rating and NOW's opposition to its regulation. Why Low Cre...

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Cents-Per-Mile Premiums for Auto Insurance. The Only Way to Make Mandatory Automobile Insurance Work. Explaining large premium ranges within localities. Ontribution to California Insurance Department workshop June 2008 on the cause of extreme premium ranges within each locality, e.g., Berkeley. 794 789, 2 25 pages). Congressional hearing Oct. 2007 on the FTC Auto Insurance Credit Score Report - Statement for the Record. 782, 1 page). Credit-Score Rating and NOW's opposition to its regulation. Why Low Cre...

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1 ents

2 table of contents

3 mandatory auto insurance

4 magazine article

5 and milemeter

6 by per car premiums

7 academic papers

8 frequently asked questions

9 list of papers

10 analysis of testimony

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ents,table of contents,mandatory auto insurance,magazine article,and milemeter,by per car premiums,academic papers,frequently asked questions,list of papers,analysis of testimony

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Contents | centspermilenow.com Reviews

https://centspermilenow.com

Cents-Per-Mile Premiums for Auto Insurance. The Only Way to Make Mandatory Automobile Insurance Work. Explaining large premium ranges within localities. Ontribution to California Insurance Department workshop June 2008 on the cause of extreme premium ranges within each locality, e.g., Berkeley. 794 789, 2 25 pages). Congressional hearing Oct. 2007 on the FTC Auto Insurance Credit Score Report - Statement for the Record. 782, 1 page). Credit-Score Rating and NOW's opposition to its regulation. Why Low Cre...

INTERNAL PAGES

centspermilenow.com

1

712 Per-Car Premiums Sabotage Mandatory Auto Insurance

http://www.centspermilenow.com/712sabot.htm

How mandatory auto insurance is sabotaged. When families try to save on insurance, companies jack prices up! But a loophole in the law leaves it optional for companies to offer the per-mile choice. Now the companies are stonewalling about making it available. Patrick Butler is Insurance Project Director for the National Organization for Women (NOW) and Texas NOW, and may be reached at (512) 695-5136 in Austin. National Organization for Women (. Back to table of contents.

2

What You Can Do

http://www.centspermilenow.com/what_can.htm

Tell your state legislators You made car insurance mandatory. Now it's time to make it work! Click here to get names and phone numbers for your Texas state representative and senator by entering your own street and zip-code address. Tell your insurance agent you want to consider the cents-per-mile option. If they say it's not available, ask when it will be. The answers should all be no. Get a Cents-Per-Mile pamphlet. Learn more about mile-rate choice, and tell your friends. And put it on your car. To get...

3

Cents-Per-Mile Car Insurance for Texans

http://www.centspermilenow.com/odometer.htm

Links to the sections below. How Insurers Can Use Odometers. Insurer's top three excuses for not using odometers. Three real reasons why insurers are afraid to use odometers. How insurers sabotage compulsory insurance by refusing to use odometers. Of January 1, 2002, auto insurance companies for the first time can offer Texas car owners a choice between:. 1] Continuing to pay fixed installments at an annual rate. It works this way. If you chose the mile rate instead of the annual rate, you might initiall...

4

Adverse selection, unstable

http://www.centspermilenow.com/745AdvSel.htm

Harmful adverse selection in auto. Insurance and why insurers resist the remedy. Patrick Butler, Ph.D. National Organization for Women. September 25, 2003. A US transportation department official questioned the reason insurance companies give for dragging their feet on offering cents-per-mile choice. (Sept. 13, 2003 by e-mail.). Some owners thus pay too much for the miles of insurance protection their cars use, while others pay too little. Adverse selection by low-income car owners. Major adverse selecti...

5

Publications List Annotated

http://www.centspermilenow.com/publicat.htm

Please don't forget to give us your complete mailing address when you request a publication. The following papers on automobile insurance have been published in professional journals, the insurance trade press, and reports. Please contact us by email. Why the standard automobile insurance market breaks down in low-income zip codes: A per-mile analysis of Texas auto insurance based on testimony before the Texas House Committee on Insurance April 6 and 13, 1999 by P. Butler. As passed, the law makes offeri...

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Contents

Cents-Per-Mile Premiums for Auto Insurance. The Only Way to Make Mandatory Automobile Insurance Work. Explaining large premium ranges within localities. Ontribution to California Insurance Department workshop June 2008 on the cause of extreme premium ranges within each locality, e.g., Berkeley. 794 789, 2 25 pages). Congressional hearing Oct. 2007 on the FTC Auto Insurance Credit Score Report - Statement for the Record. 782, 1 page). Credit-Score Rating and NOW's opposition to its regulation. Why Low Cre...

centspermilenow.org

Contents

Cents-Per-Mile Premiums for Auto Insurance. The Only Way to Make Mandatory Automobile Insurance Work. Explaining large premium ranges within localities. Ontribution to California Insurance Department workshop June 2008 on the cause of extreme premium ranges within each locality, e.g., Berkeley. 794 789, 2 25 pages). Congressional hearing Oct. 2007 on the FTC Auto Insurance Credit Score Report - Statement for the Record. 782, 1 page). Credit-Score Rating and NOW's opposition to its regulation. Why Low Cre...

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Tips, Tricks, and Betting Methods to build your bankroll. Friday, October 10, 2008. How to Use a Unit System. A unit should be approximately 3% of your total bank roll. Therefore the amount you should bet based on a unit value is your total bank roll times 0.03 times the unit value. Below is an example:. Bank roll = $10.00. Unit Value = 2.00u. 1000 * 0.03 * 2.00u = $0.60. Tuesday, July 22, 2008. Don't chase big multipliers. All that comes from winning a shot in the dark like that is overconfidence and su...