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ObamaCare

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Affordable Care Act (ObamaCare). Top Five Obamacare Questions. Am I eligible for Obamacare? Answer: Most of the benefits of Obamacare are available to anyone who buys health insurance. But, if you want a subsidy (premium tax credit) to help pay for your health insurance, these are the requirements. Am I required to have health insurance in 2014? What are the tax penalties for not having health insurance in 2014? Can you explain how subsidies work? The answer is no. Under the Affordable Care Act, busi...

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Disibility Income

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What is Disability Income Insurance? Your ability to work and earn a living may be your most valuable asset. Would you be able to maintain your standard of living if you were too sick or too hurt to work? Disability Insurance Protects Your Income. What would happen if you suffered an injury or illness and couldn't work for days, months, or even years? If you're single, you may have no other means of support. If you're married, you may be able to rely on your spouse for income, but you probably.

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Critical Illness

http://www.theinsurancedistrict.com/critical-illness.html

The concept of critical illness insurance is one that pays when a person suffers a specified health event such as some of those listed below. There are more but these are some of the more common ones: Heart attack Cancer Stroke Heart surgery or bypass surgery Kidney failure Organ transplant Multiple sclerosis. Can help lessen the financial impact of such major life changing events. 15 million Heart attacks occur in the United States each year with 600,000 deaths. Website design by Nadeac.

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About Us

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The most important thing is to be prepared. Protecting What Really Matters. Foster a healthy insurance environment that will provide comfort, affordability and the support you deserve from an agent. We exist to serve, educate and partner with the public to find the right coverage for their needs. You as our client. As an independent insurance agency we are large enough to meet your every demands yet small. Enough to give you that personal touch you deserve! We are working for you! Website design by Nadeac.

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Home

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Remember you are the most important asset. Welcome to our site! Here you will find brief information about the types of insurance we offer. More often than not we tend to insure things we consider precious like homes, automobiles, businesses and jewelry and these things are important. However, if something were to happen to you, would you have the coverage to take care of your health, death or financial security and peace for your loved ones? Would you like peace of mind? FAQ for Individuals and Consumers.

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Resources

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Thank you for contacting us! You will hear back from us within 48-72 hours. ARE YOU INTERESTED IN BECOMING AN AGENT WITH. Please complete the information below and a representative will contact you shortly. Website design by Nadeac.

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Life Insurance

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Universal Life Insurance Cash Value Options: It is not guaranteed, but it is possible the cash value in a universal life insurance policy could grow faster than is needed to pay the cost of insurance. You can generally choose how that money is used:. Leave it there and accumulate interest. Taxes won't be due until you take it in cash, and future premiums may be reduced. Option B (or Option 2): Increasing death benefit is equal to the universal policy's face amount plus the policy's account value.

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Medicare Advantage

http://www.theinsurancedistrict.com/medicare-advantage.html

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). The different parts of Medicare help cover specific services:. Medicare Part A (Hospital Insurance). Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B (Medical Insurance). To ge...

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Free Quote

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