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Pennsylvania Consumer Credit Association

Examples of Short-Term Lenders. Much has changed about short-term lending in recent years. Short-term lending is no longer offered only by payday lenders but by:. Various merchants, civic organizations, including AARP, and trade groups, including AFL-CIO. Sought and received exemptions from the 24% APR cap and offer products that would not comply with the consumer protections supported by PACCA. Featured Consumer Protection Video:. Status of Short-Term Lending in PA. Cash Advances on Credit Cards. Provid...

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