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Consumer Financial Services Legal Update |

On July 14, 2015, the Consumer Financial Protection Bureau (

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Consumer Financial Services Legal Update | | consumerfinancialserviceslaw.us Reviews
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On July 14, 2015, the Consumer Financial Protection Bureau (
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2 consumer financial services
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4 auto loans
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8 student loans
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Consumer Financial Services Legal Update | | consumerfinancialserviceslaw.us Reviews

https://consumerfinancialserviceslaw.us

On July 14, 2015, the Consumer Financial Protection Bureau (

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1

Why Does the CFPB Want to Curb Auto Lenders’ Discretion to Charge Higher or Lower Interest Rates? | Consumer Financial Services Legal Update

http://consumerfinancialserviceslaw.us/why-does-the-cfpb-want-to-curb-auto-lenders-discretion-to-charge-higher-or-lower-interest-rates

Why Does the CFPB Want to Curb Auto Lenders’ Discretion to Charge Higher or Lower Interest Rates? By Daniel W. Beebe. August 10, 2015. January 26, 2016. On July 14, 2015, the Consumer Financial Protection Bureau ( CFPB ) and Department of Justice ( DOJ ) announced they had reached a groundbreaking settlement. Under the terms of the settlement. Does this mean Honda admits that its lending practices have been unfair and discriminatory? Meanwhile, the CFPB has set its sights on another auto lender. Rece...

2

Is Jesinoski a Dangerous Precedent for the Student Loan Industry? | Consumer Financial Services Legal Update

http://consumerfinancialserviceslaw.us/is-jesinoski-a-dangerous-precedent-for-the-student-loan-industry

Is Jesinoski a Dangerous Precedent for the Student Loan Industry? July 16, 2015. October 21, 2015. Eric B. Epstein authored this article for The Banking Law Journal regarding the U.S. Supreme Court’s decision in Jesinoski and the implications of the decision for the student loan industry. Jesinoski — Student Loan Industry. View all posts by Eric Epstein →. When Did Education Become a Consumer Financial Service? You may also like. Student Loan Defaults and the Borrower Defense to Repayment Rule. Nothing B...

3

The U.S. Supreme Court’s Decision in Jesinoski v. Countrywide | Consumer Financial Services Legal Update

http://consumerfinancialserviceslaw.us/the-u-s-supreme-courts-decision-in-jesinoski-v-countrywide

The US. Supreme Court’s Decision in Jesinoski v. Countrywide. April 14, 2015. September 28, 2015. Was a landmark decision concerning a borrower’s right to rescind a residential mortgage refinance loan. In this Webinar, Dorsey attorneys Joseph T. Lynyak, David A. Scheffel and Eric B. Epstein discuss the implications of this decision for the mortgage industry. View the webinar and publication on dorsey.com. View all posts by Eric Epstein →. View all posts by Joe Lynyak →. You may also like. February 7, 2016.

4

Rescission | Consumer Financial Services Legal Update

http://consumerfinancialserviceslaw.us/category/rescission

February 7, 2016. Middot; Published February 7, 2016. Jesinoski Update: TILA Rescission in a Post-Jesinoski World. A little over one year ago, the U.S. Supreme Court issued its ruling in Jesinoski v. Countrywide Home Loans, Inc., 135 S. Ct. 790 (2015), which resolved a circuit court spit regarding how a mortgage borrower may exercise the right of rescission under the Truth-in-Lending-Act ( TILA ). April 14, 2015. Middot; Published April 14, 2015. Middot; Last modified September 28, 2015. The FCC’s 2016 B...

5

When Did Education Become a Consumer Financial Service? | Consumer Financial Services Legal Update

http://consumerfinancialserviceslaw.us/when-did-education-become-a-consumer-financial-service

When Did Education Become a Consumer Financial Service? July 23, 2015. October 21, 2015. The mission of the Consumer Financial Protection Bureau ( CFPB ) is to regulate the offering and provision of consumer. Products or services under the Federal consumer financial laws. See 12 U.S.C. 5491(a) (emphasis added). So why is the CFPB currently suing ITT Educational Services, Inc. ( ITT ), an educational services provider? Count One of the CFPB’s Complaint charges that ITT’s conduct was unfair. See Compl&...

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Banking | Industries & Practices | Dorsey

https://www.dorsey.com/Banking

View All Industries and Practices. DORSEY WAS FORMED IN 1912 TO SERVE A BANK’S NEED FOR OUTSIDE COUNSEL. BANKING CLIENTS CONTINUE TO INSPIRE OUR SERVICE OFFERINGS OVER 100 YEARS LATER. Clients turn to Dorsey to help stay ahead of competition and trends, complete the financings needed to gain market share and protect critical financial interests. More than 250 Dorsey lawyers comprise the Firm's Banking Industry Group, advising clients on banking matters around the globe. This includes work on complex ...

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Consumer Financial Services Litigation and Compliance

Consumer Financial Services Litigation and Compliance. A blog dedicated to what’s going on with the CFPB, the FTC, various litigation involving consumer protection statutes, and, in general, all things related to consumer financial services. View Caren Enloe's profile. Wednesday, January 11, 2017. Passive Debt Buyer May Delegate Dispute Communications to Third Party. In Nunez v. Pinnacle Credit Services,. 2016 U.S. Dist. LEXIS 178600 (S.D.N.Y. Dec, 27, 2016) . Pinnacle then provided the outside agency&#8...

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Consumer Financial Services Legal Update |

Consumer Financial Services Legal Update. 10 Aug, 2015. Why Does the CFPB Want to Curb Auto Lenders’ Discretion to Charge Higher or Lower Interest Rates? And what methodology did the CFPB use to establish the connection between discretion in interest rate markups and racial discrimination in auto lending? 30 Jul, 2015. Recent Changes to the Law Governing Qualified Written Requests. 23 Jul, 2015. When Did Education Become a Consumer Financial Service? The mission of the Consumer Financial Protection Burea...

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Consumer Financial Services Law Monitor | Troutman Sanders LLP

Monitoring the financial services industry to help companies navigate through regulatory compliance, enforcement, and litigation issues. Talk About an Electric Shock Power Company Fined $2.7M After Data Breach. FTC Says Slow and Steady Does Not Win the Race! Mobile Device Industry Urged to Deliver Security Patches More Quickly. Surrendering Social Security for the Sake of Student Debt Reduction: The Glacial Progress of the Student Security Act of 2017. David M. Gettings. Tim J St. George. March 20, 2018.

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Consumer Financial Services Watch | News and developments related to consumer financial services, litigation, and enforcement.

Consumer Financial Services Watch. News and developments related to consumer financial services, litigation, and enforcement. Ninth Circuit Doubles Down on Lack of Standing under Spokeo in FACTA Cases. Dismissing FDCPA Lawsuit, Sixth Circuit Calls Out Congress for Creating Statutory Remedies Where No Harm Has Occurred. Ninth Circuit Ruling Rejects FACTA Suit under Spokeo, Avoiding Circuit Split. SAVED BY THE EN BANC: CFPB Appears Here To Stay. Payday Loan Rule To Be Officially Reconsidered. That an alleg...

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