creditcrmblog.blogspot.com
CreditCRM Blog - Start Your Own Credit Repair Business: January 2010
http://creditcrmblog.blogspot.com/2010_01_01_archive.html
Wednesday, January 6, 2010. What Did We Experience in 2009 and What Should We Do in 2010? 2009 was a historical year in the world of consumer credit. We saw property values decline, lenders stop lending, credit card issuers crank up their abusive behavior, a new Federal law passed and a historically high number of credit related lawsuits. The following is a brief synopsis of 2009 and what consumer should do to put themselves in the best possible position for 2010. 183; Restrictions on when card issuers c...
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CreditCRM Blog - Start Your Own Credit Repair Business: May 2009
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Wednesday, May 27, 2009. CARD Act Signed Into Law, What Happens and When? By Edward Jamison, Esq. A highlight of the new law and its provisions is as follows:. What this means is that if you buy a $500 gift card from an Apple Store and never use it, Apple cannot claim that $500 as revenue despite having the $500 in the bank. This is why many companies reduce the value of unredeemed gift cards over time. Under the new CARD Act a gift card cannot be reduced in value for a full five years. Prevents Double C...
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CreditCRM Blog - Start Your Own Credit Repair Business: July 2009
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Tuesday, July 7, 2009. The Next Great Credit Career, the Credit Expert Witness. By Edward Jamison, Esq. The first question that must be answered is who can serve as an expert witness and what qualifications must they possess? The next question is exactly what does an expert witness do? Again, according to Ulzheimer, “your primary role is to offer your opinion on several issues. Among other topics, for example, were the actions of your client reasonable? When is your work as an expert performed? Ulzheimer...
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CreditCRM Blog - Start Your Own Credit Repair Business: February 2009
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Friday, February 6, 2009. Banks Behaving Badly and Your Credit Scores. February 6, 2009. By Edward Jamison, Esq. Edward Jamison is a credit attorney based out of Los Angeles and is the founder of www.CreditCRM.com, a complete business opportunity that makes you the credit expert. Subscribe to: Posts (Atom). About Edward Jamison, Esq. Edward Jamison is a nationally recognized expert credit attorney and a prolific author on the subject of credit.
creditcrmblog.blogspot.com
CreditCRM Blog - Start Your Own Credit Repair Business: May 2010
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Thursday, May 27, 2010. This would certainly serve to accomplish a number of things that we consumers have been missing for quite some time. It doesn’t take a credit genius to figure that one out. The Udall amendment passed the Senate on May 17th. Now it has to be passed in the House and survive the conference process where it could end up taken out or modified. Stay tuned! Saturday, May 1, 2010. Managing Credit in the Post Credit Crunch Era. Where are the potholes? It’s important to keep in mind t...
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CreditCRM Blog - Start Your Own Credit Repair Business: Calculating Utilization, Let Me Count The Ways
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Thursday, February 4, 2010. Calculating Utilization, Let Me Count The Ways. I think I’ve written about utilization, the relationship between the balances and credit limits on credit cards expressed as a percentage, for as long as I’ve owned a computer. But this topic has legs as everlasting as the Gobstopper which shares the adjective. So, for the first time in 2010 and what has to be the 100th time overall, here’s how utilization is calculated. Subscribe to: Post Comments (Atom). CreditCRM is designed t...
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CreditCRM Blog - Start Your Own Credit Repair Business: December 2009
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Friday, December 4, 2009. FICO Fool’s Gold. By Edward Jamison, Esq. Oh man, those engineers at FICO must be having themselves one rip roaring laugh right about now. They pulled the fast one of the year on November 29th when they supposedly disclosed FICO score point values to Liz Weston from MSN. Ms. Weston, who is one of smarter consumer credit journalists, took the bait hook line and sinker and published this article soon thereafter. Subscribe to: Posts (Atom). About Edward Jamison, Esq. Is THE complet...
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CreditCRM Blog - Start Your Own Credit Repair Business: March 2010
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Friday, March 19, 2010. What You Need to Know about Credit and Identify Theft Related Services. A description of how their service works is on their website. So, here’s a breakdown of some of what you get for $10 per month, and how you can get it for free. Sex offender records for your zip code. A free alternative can be found via a variety of websites. Google the term “sex offender registry” and be sure to add your city or state name at the end. For example, here’s Illinois...Reduction in preapproved cr...
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CreditCRM Blog - Start Your Own Credit Repair Business: April 2010
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Friday, April 23, 2010. LifeLock Smackdown Part 2. Gift Card Protections Coming Soon –. When was the last time you tried to use an old gift card and found out, at the register, that the card had expired or the value was much less than when you originally received it? The award card previously described is also not for sale or marketed to the general public. So, again, there is no protection afforded in the CARD Act. The bottom line in this case is to use the card as quickly as possible so you don...There...
creditcrmblog.blogspot.com
CreditCRM Blog - Start Your Own Credit Repair Business: March 2009
http://creditcrmblog.blogspot.com/2009_03_01_archive.html
Monday, March 2, 2009. FICO 08, The Ins and Outs. March 2, 2009. By Edward Jamison, Esq. So what is so different about FICO 08 and the other versions of the FICO score? There are three primary differences of note. They are:. So why does FICO 08 pose a problem for VantageScore? Subscribe to: Posts (Atom). About Edward Jamison, Esq. Edward Jamison is a nationally recognized expert credit attorney and a prolific author on the subject of credit.