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The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.
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Gold Financial Services : Home | dansmortgage.com Reviews

https://dansmortgage.com

The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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1

Gold Financial Services : Home Purchase Basics > Daniel Camacho

http://www.dansmortgage.com/HomePurchaseBasics.aspx

How to Get a Loan. Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. Count On Your Real Estate Agent To:. Preview available homes to weed out those that are overpriced, or undesirable in some other way. Present the homes that suit your needs as you've defined them. Count On Your Mortgage Broker and Loan Officer To:. Keep you informed of yo...

2

Gold Financial Services : Types of Loans > Daniel Camacho

http://www.dansmortgage.com/TypesofLoans.aspx

How to Get a Loan. Thirty-Year Fixed Rate Mortgage. Fifteen-Year Fixed Rate Mortgage. Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM). Adjustable Rate Mortgages (ARM). When it comes to ARMs there's a basic rule to remember.the longer you ask the lender to charge you a specific. Rate, the more expensive the loan. 2/1 Buy Down Mortgage. This loan has a rate that is recalculated once a year. How to Get a Loan. Daniel Camacho, Sr Mortgage Loan Officer.

3

Gold Financial Services : Application Checklist > Daniel Camacho

http://www.dansmortgage.com/MortgageChecklist.aspx

How to Get a Loan. The following information is usually required during the loan process:. Your Social Security number. Current pay stubs or, if self employed, your tax returns for the past two years. Bank statements for the past two months. Investment account statements for the past two months. Retirement account statements for the past two months. Make and model of vehicles you own and their resale value. Credit card account information. Auto loan account information. Personal loan account information.

4

Gold Financial Services : Mortgage Glossary > Daniel Camacho

http://www.dansmortgage.com/MortgageGlossary.aspx

How to Get a Loan. 2/1 Buy Down Mortgage. Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).

5

Gold Financial Services : Printable Forms > Daniel Camacho

http://www.dansmortgage.com/PrintableForm.aspx

How to Get a Loan. This page provides common documents that are used during the loan process. Uniform Residential Loan Application. Solicitud Uniforme para Préstamo Hipotecario Residencial. Borrowers Certification and Authorization. Truth in Lending Disclosure Statement (RegZ). The Federal Equal Credit Opportunity Act. The Housing Financial Discrimination Act of 1977 Fair Lending Notice. Consumer Handbook on Adjustable Rate Mortgages (ARM). Only available after login. How to Get a Loan.

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Gold Financial Services : Home

How to Get a Loan. Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if youre a first-time homebuyer. Applying for a loan? Our online pre-qualification will get you started! The process is conveniently designed to allow you to stop any time and pick up where you left off. When youre done, you can login and check on the status any time. A rate is not available for the loan amount you entered.

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