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Sunday, August 9, 2009. Can a crediter take you to court? We have been getting harrassing calls from a credit agency, we have offered payments and they refuse, the say they want a lump sum of $3000 or they will take us to court. this is not the actual credit card company it is a collection agency. i know by law we do not have to pay the collection agency, but is that technically refusing a payment? And can they still take us to court? The credit card company says they have no record of us at all. That be...
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