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November 2012 Insurance Clinic. Things you should know before hiring a lawyer. Friday, November 23, 2012. See How Long Term Care Could Protect Your Assets. To be affordable, long term care insurance is best purchased as young as possible. Unfortunately, in order to find premiums that are very affordable, we are usually at an age where we feel invincible - old age is too far off to give it any serious consideration. These policies can be virtually custom designed. There are so many options and so many...