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Mortgage Finance - DossBucks

Mortgage Finance - DossBucks. Friday, May 13, 2011. How Can I Get Declined Because the HOA’s Fire Insurance Isn’t Sufficient? 65279;A lot of consumers are not aware that when you are purchasing a condo/townhome that the Underwriters approve you AND the HOA. So, you could be the perfect borrower, the appraisal came-in at the correct value and still not get the loan? We just ran into a situation that may be the start of new guideline changes! Tuesday, April 26, 2011. I’ve been doing Santa Barbara...

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Mortgage Finance - DossBucks. Friday, May 13, 2011. How Can I Get Declined Because the HOA’s Fire Insurance Isn’t Sufficient? 65279;A lot of consumers are not aware that when you are purchasing a condo/townhome that the Underwriters approve you AND the HOA. So, you could be the perfect borrower, the appraisal came-in at the correct value and still not get the loan? We just ran into a situation that may be the start of new guideline changes! Tuesday, April 26, 2011. I’ve been doing Santa Barbara...
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Mortgage Finance - DossBucks | dossbucks.blogspot.com Reviews

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Mortgage Finance - DossBucks. Friday, May 13, 2011. How Can I Get Declined Because the HOA’s Fire Insurance Isn’t Sufficient? 65279;A lot of consumers are not aware that when you are purchasing a condo/townhome that the Underwriters approve you AND the HOA. So, you could be the perfect borrower, the appraisal came-in at the correct value and still not get the loan? We just ran into a situation that may be the start of new guideline changes! Tuesday, April 26, 2011. I’ve been doing Santa Barbara...

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Mortgage Finance - DossBucks: March 2011

http://dossbucks.blogspot.com/2011_03_01_archive.html

Mortgage Finance - DossBucks. Saturday, March 26, 2011. I'm Self-Employed. I Can't Buy a House in Santa Barbara. 8211; This is simply not true! I hear this from consumers every week and there is some serious misinformation out there. The mortgage industry has standard rules pertaining to the type of documentation which is necessary for a self-employed Borrower. These are the same “full documentation“ rules that have been in existence since I started in the business in 1991. Allowed by the IRS. Unfort...

2

Mortgage Finance - DossBucks: May 2011

http://dossbucks.blogspot.com/2011_05_01_archive.html

Mortgage Finance - DossBucks. Friday, May 13, 2011. How Can I Get Declined Because the HOA’s Fire Insurance Isn’t Sufficient? 65279;A lot of consumers are not aware that when you are purchasing a condo/townhome that the Underwriters approve you AND the HOA. So, you could be the perfect borrower, the appraisal came-in at the correct value and still not get the loan? We just ran into a situation that may be the start of new guideline changes! Subscribe to: Posts (Atom). View my complete profile.

3

Mortgage Finance - DossBucks: “How Much Income Do I Need to Buy a House in Santa Barbara?”

http://dossbucks.blogspot.com/2010/09/how-much-income-do-i-need-to-buy-house.html

Mortgage Finance - DossBucks. Saturday, September 18, 2010. 8220;How Much Income Do I Need to Buy a House in Santa Barbara? Here’s my “rule of thumb”: People can qualify for a loan which is between 4 and 5 times their gross income. I’ve been doing loans for almost 20 years and I use this simple formula throughout the day. It’s really easy. No silly 40% income-to-debt ratios. No PITI calculations! Here’s an example:. There, that’s it. Wasn’t that easy? 600,000 - $60,000 = $540,000 (new mortgage amount)/4&...

4

Mortgage Finance - DossBucks: September 2010

http://dossbucks.blogspot.com/2010_09_01_archive.html

Mortgage Finance - DossBucks. Saturday, September 18, 2010. 8220;How Much Income Do I Need to Buy a House in Santa Barbara? Here’s my “rule of thumb”: People can qualify for a loan which is between 4 and 5 times their gross income. I’ve been doing loans for almost 20 years and I use this simple formula throughout the day. It’s really easy. No silly 40% income-to-debt ratios. No PITI calculations! Here’s an example:. There, that’s it. Wasn’t that easy? 600,000 - $60,000 = $540,000 (new mortgage amount)/4&...

5

Mortgage Finance - DossBucks: April 2011

http://dossbucks.blogspot.com/2011_04_01_archive.html

Mortgage Finance - DossBucks. Tuesday, April 26, 2011. How Do I Get A Quick Pre-Approval For A House in Santa Barbara? I’ve been doing Santa Barbara home loans for many years and this happens almost on a weekly basis. Here’s the story: The Buyers have been looking for many weeks.maybe even months AND bingo! They find the perfect property but there are 2 or 3 other offers. ….Now they need a pre-approval letter ASAP! I thought to myself….”How true! You’re pushing me! You have a short escrow?

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Mortgage Finance - DossBucks

Mortgage Finance - DossBucks. Friday, May 13, 2011. How Can I Get Declined Because the HOA’s Fire Insurance Isn’t Sufficient? 65279;A lot of consumers are not aware that when you are purchasing a condo/townhome that the Underwriters approve you AND the HOA. So, you could be the perfect borrower, the appraisal came-in at the correct value and still not get the loan? We just ran into a situation that may be the start of new guideline changes! Tuesday, April 26, 2011. I’ve been doing Santa Barbara...

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