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DOWNPAYMENTFINDER.COM

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1

Down Payment Finder.com

http://downpaymentfinder.com/credit_scores.htm

When you authorize a mortgage company to pull your credit, the data comes from one to three credit bureaus ( Equifax, Experian and/or TransUnion). If available, each will issue a credit score. Typically the middle of the three is used as your final score. Scores typically range from the low 400 s to the low 800 s. Different portions of your credit are given different weights:. 35% Previous credit performance. 30% Current level of indebtedness (current balance compared to high credit). E-mail to a Friend.

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Please access this script correctly, do not link directly. 2003 Home Service Network, LLC.

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Down Payment Finder

http://downpaymentfinder.com/calculator.htm

Mortgage Payment Calculator with Amortization Schedule. Renting versus Buying Calculator. Mortgage Payment Calculator with Amortization Schedule. Mortgage loan term (# years):. Annual real estate taxes:. Monthly PMI (Private Mortgage Insurance):. Monthly Principal and Interest Payment:. Monthly Taxes, Insurance and PMI payment:. Total monthly mortgage payment:. Find Your Down Payment. E-mail to a Friend. 2003 Home Service Network, LLC.

4

Down Payment Finder.com

http://downpaymentfinder.com/application_checklist.htm

Complete address information for the most recent 2 years. Names, address, and telephone number for your landlord for the past 2 years if renting. Your Employment / Income. Copies of your pay stubs for the most recent 30-day period. Copies of your W-2 or 1099's forms for the past three years. Name, address, and phone numbers of all. Employers for the last two years. Copy of diploma, degree, or transcripts if you have not been working a full 2 years. If you will use Alimony. If you receive Social Security.

5

Down Payment Finder.com

http://downpaymentfinder.com/rebuilding_your_credit.htm

Open new accounts and pay them off. Being able to repay a variety of new accounts is a key step in rebuilding your credit. That means that devising a strategy to open and pay off as many different kinds of accounts as you can is better than adding more debt to an existing credit card. Rebuilding your credit can be similar to starting over from scratch, and starting small may be the easiest option. Credit cards from department stores or your local credit union can be useful. Consider asking for help.

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