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elcadvisors.com

ELC Advisors — Efficient Low Cost Wealth Management

ELC Advisors, LLC is a Registered Investment Advisory firm. We are an Efficient, Low-Cost wealth management firm with some of the lowest fees in the busine

http://www.elcadvisors.com/

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ELC Advisors — Efficient Low Cost Wealth Management | elcadvisors.com Reviews

https://elcadvisors.com

ELC Advisors, LLC is a Registered Investment Advisory firm. We are an Efficient, Low-Cost wealth management firm with some of the lowest fees in the busine

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elcadvisors.com elcadvisors.com
1

Disclosure

http://www.elcadvisors.com/disclosure

There are no warranties implied. Or from ELC Advisors upon written request. ELC Advisors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to ELC Advisors’ web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

2

FAQs

http://www.elcadvisors.com/faqs

What is your management fee? The annual investment management fee for ELC Advisors is 0.40% of investment assets managed up to $4mm. The fee is 0.25% on assets above $4mm. The fee is 0.10% on assets above $20mm. What is the minimum size relationship need to get started? A minimum relationship of $500,000 is required. There are no limits on the number of investment accounts or balances per account. How can you only charge 0.40% and as low as 0.25%? Are you a financial planner? Each portfolio follows an in...

3

Clients

http://www.elcadvisors.com/clients

Performance Reporting Client Login. TD Ameritrade Client Login. If you are looking for a more intelligent way to invest, let’s talk. Financial thoughts from Erik Cooper.

4

Investment Philosophy

http://www.elcadvisors.com/investment-philosophy

Tax efficient fund placement. Investors’ risk tolerance is not knowable ahead of time. One must make a realistic assessment of risk tolerance. The long-run behavior of asset classes does not guarantee their shorter-term behavior. Most asset allocation decisions fail to consider the effects of home-ownership, membership in pension plans, ownership of annuities, exposure to the economy through a job, the existence of mortgages and debts. Financial thoughts from Erik Cooper.

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eriklcooper.com eriklcooper.com

Individual Bonds or Bond Fund? – Erik L Cooper

http://eriklcooper.com/individual-bonds-or-bond-fund

Individual Bonds or Bond Fund? Previous post: Index Funds. I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

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About – Erik L Cooper

http://eriklcooper.com/about

I work with individuals, families and private foundations on constructing custom tailored, low-cost portfolio solutions. My prior professional experience includes:. Private Wealth Advisor at Goldman Sachs and Co. Institutional Sales at Tudor Pickering Holt and Co. Risk management at Franklin American Mortgage Company. I received my Bachelor of Arts in Economics from Rice University. I was a Division I basketball player at Rice where I finished my college career as team captain. Why Use Index Funds?

eriklcooper.com eriklcooper.com

How To Pick An Investment Advisor – Erik L Cooper

http://eriklcooper.com/how-to-pick-an-investment-advisor

How To Pick An Investment Advisor. It’s a question financial experts get all the time: how should I chose an investment advisor? The number of people offering some form of financial advice is quickly growing. Smart Money. Reports, the ranks financial planners, college aid advisers, mortgage brokers and more are expected to increase by 30% by 2018, to 271,200 per the Bureau of Labor Statistics. In a post-Madoff world a good relationship will be based on a lot of trust. There are some red flags anyone shou...

eriklcooper.com eriklcooper.com

Wealth Management – Erik L Cooper

http://eriklcooper.com/wealth-management

At ELC Advisors, we help people plan their finances and invest their money. For more on our fee-only registered investment advisory firm, please visit: www.elcadvisors.com. If we can help you with your investments in any way, please feel free to reach out. I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

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Why Use Index Funds? – Erik L Cooper

http://eriklcooper.com/why-use-index-funds

Why Use Index Funds? Six ways they may help save your financial future. 1) Index funds may add one to two percentage points to your annual return, without increasing risk. They can do this because they are a less expensive investment vehicle that is easier on the wallet. Less money paid to active investment managers means more money for you. 3) Index funds will provide you with the full return of an asset class, less a minimal management fee. The fee is typically less than .20% and can be as low ...5) In...

eriklcooper.com eriklcooper.com

April 2015 – Erik L Cooper

http://eriklcooper.com/2015/04

Individual Bonds or Bond Fund? I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

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Standards of Care – Erik L Cooper

http://eriklcooper.com/standards-of-care

Next post: Index Funds. Previous post: Why Use Index Funds? I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

eriklcooper.com eriklcooper.com

November 2014 – Erik L Cooper

http://eriklcooper.com/2014/11

Why Use Index Funds? How To Pick An Investment Advisor. I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

eriklcooper.com eriklcooper.com

Index Funds – Erik L Cooper

http://eriklcooper.com/index-funds

Next post: Individual Bonds or Bond Fund? Previous post: Standards of Care. I help people invest by constructing cost efficient portfolios that meet their specific needs. Individual Bonds or Bond Fund? Why Use Index Funds? How To Pick An Investment Advisor. Sign up for helpful financial information!

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ELC Advisors — Efficient Low Cost Wealth Management

If you’re looking for a better way to invest, let’s talk! Financial thoughts from Erik L Cooper. ELC Advisors, LLC is a Registered Investment Advisory firm. We are an. Ost wealth management firm with some of the lowest fees in the business. Our role as fiduciary ensures that we always put the interests of our clients first and our fee-only investment management model keeps us free from conflicts. How We Work With You. ELC Advisors Low Management Fee. Source: Financial Planning Association, Research 2011.

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