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Employee’s liability insurance is required by law once you employ somebody to work for you even if they are working on a temporary, seasonal, or sub contractor basis. Employees liability insurance minimum level of cover requirement in the UK is £5m for injury or disease caused while working for you. Reducing the cost of employees liability insurance:. REMEMBER it is illegal to trade without employees liability insurance and you can be fined £2,500 a day for trading without cover.
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