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LV - the Pension Fund of Commerce | The Pension Fund of Commerce

The Pension Fund of Commerce. LV - the Pension Fund of Commerce. The fund’s purpose is to ensure members and their families against loss of income in retirement or due to disability by providing retirement and disability pensions and, in the case of death, spouse’s and child’s pensions. Employee’s and employer’s contributions. Division of entitlement between couples. Spouse's and child's pensions. Loan to value (LTV) ratio. To apply for a loan. Collection of Loan Payments. The Pension Fund of Commerce.

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LV - the Pension Fund of Commerce | The Pension Fund of Commerce | en.live.is Reviews
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The Pension Fund of Commerce. LV - the Pension Fund of Commerce. The fund’s purpose is to ensure members and their families against loss of income in retirement or due to disability by providing retirement and disability pensions and, in the case of death, spouse’s and child’s pensions. Employee’s and employer’s contributions. Division of entitlement between couples. Spouse's and child's pensions. Loan to value (LTV) ratio. To apply for a loan. Collection of Loan Payments. The Pension Fund of Commerce.
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LV - the Pension Fund of Commerce | The Pension Fund of Commerce | en.live.is Reviews

https://en.live.is

The Pension Fund of Commerce. LV - the Pension Fund of Commerce. The fund’s purpose is to ensure members and their families against loss of income in retirement or due to disability by providing retirement and disability pensions and, in the case of death, spouse’s and child’s pensions. Employee’s and employer’s contributions. Division of entitlement between couples. Spouse's and child's pensions. Loan to value (LTV) ratio. To apply for a loan. Collection of Loan Payments. The Pension Fund of Commerce.

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en.live.is en.live.is
1

Children's Pension | Pension | The Pension Fund of Commerce

http://en.live.is/pension/childrens-pension

The Pension Fund of Commerce. Children's pension is approximately ISK 18,000 per month, and is paid until the child reaches the age of 20 years. Children and adopted children of a deceased or disabled fund member are entitled to children s pension. Foster children and step-children also receive pension if the fund member largely or fully supported them. Documents to be submitted. Collection of Loan Payments. The Pension Fund of Commerce. Skrifstofa (hjá) live.is.

2

Repayment | Members | The Pension Fund of Commerce

http://en.live.is/members/repayment

Repayment of contributions to citizens in countries of the European Economic Area (EEA) is not permitted. These countries are:. Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and United Kingdom. For repayment shall be accompanied by:. Confirmation from the last employer...

3

Mortgages | Mortgage Loans | The Pension Fund of Commerce

http://en.live.is/mortgage-loans/mortgages

Loans are only granted against a mortgage. When new loans are issued, existing mortgages, in addition to the fund's loan, may not exceed 65% of the property's assessed market value. As determined by a certified real estate agent or other specialist designated by the fund. In the case of mortgage transfer, existing mortgages, in addition to the fund's loan, may not exceed 65% of the property's assessed market value. Copy of deeds with collateral in the property (tryggingarbréfum sem hvíla á eigninni).

4

Pension payments | Repayment | Private Pension | The Pension Fund of Commerce

http://en.live.is/private-pension/repayment

You can start withdrawing your private pension rights from the age of 60.  Fund members can choose between two types of payments or a mixture of both:. Withdrawals can begin at the age of 60. The value of the private pension account is paid out with monthly payments or you can receive the total value of the account in a lump sum. The balance in the account at the time of death is divided among the fund member's heirs as provided in the Inheritance Act. Example of private pension payments.

5

Monitoring | Members | The Pension Fund of Commerce

http://en.live.is/members/monitoring

Fund members are encouraged to monitor employers' contribution payments. In March and September each year, the fund sends its members a statement of received contribution payments, together with a calculation of earned pension rights. It is important for fund members to ensure that they are not losing pension rights by checking that the information on the statement coincides with their pay statements. Please contact your employer and/or the fund's collections department as soon as possible if:.

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Séreignarsparnaður | Séreign | Lífeyrissjóður verzlunarmanna

http://www.live.is/sereignarsparnadur

Launþegar og sjálfstætt starfandi einstaklingar geta greitt allt að 4% af heildarlaunum sínum í séreignarsjóð áður en skattur er reiknaður á laun. Í kjarasamningum er ákvæði um 2% mótframlag launagreiðenda í séreignarsjóð launþega sem þýðir að þeir sem spara 2% af launum fá 2% í mótframlag frá launagreiðanda. Það er einfalt að byrja séreignarsparnað. Einungis þarf að fylla út samning um séreignarsparnað. Ráðstöfun séreignarsparnaðar inn á lán. Útgreiðsla séreignarsparnaðar getur hafist við 60 ára aldur.

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Fréttir | Um sjóðinn | Lífeyrissjóður verzlunarmanna

http://www.live.is/sjodurinn/frettir

Mótframlag hækkar í 8,5%. Mótframlag sem launagreiðandi innir af hendi í lífeyrissjóð hækkar úr 8% í 8,5% frá og með júlí launum 2016 samkvæmt kjarasamningi ASÍ og fl. við Samtök atvinnulífsins frá 21. janúar sl. 16 jún. 2016. Tryggingafræðileg staða hefur hækkað um 11 prósentustig á fimm árum. 15 jún. 2016. Lífeyrisréttindi hafa hækkað um 8,9% umfram hækkun verðlags. 13 jún. 2016. Um starfskjör framkvæmdastjóra Lífeyrissjóðs verzlunarmanna. 10 jún. 2016. Mótframlag hækkar í 8,5%. 29 mar. 2016. Góður ára...

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Hluthafastefna | Fjárfestingar | Lífeyrissjóður verzlunarmanna

http://www.live.is/fjarfestingar/gagnlegir-tenglar/hluthafastefna/nr/55

Lífeyrissjóður verzlunarmanna er langtímafjárfestir sem hefur, ásamt góðri arðsemi af hlutabréfaeign sinni, það að markmiði að stuðla að vexti og viðgangi þeirra fyrirtækja sem sjóðurinn fjárfestir í. Í stefnu þessari eru kynntar áherslur stjórnar Lífeyrissjóðs verzlunarmanna (LV) varðandi viðmið um stjórnarhætti í þeim félögum sem sjóðurinn á eignarhlut í. Það er markmið stjórnar LV að stefnan styðji við góða stjórnarhætti félaga og þróun þeirra. Um hlutverk LV og áherslu á stjórnarhætti félaga. Stjórna...

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Lífeyrir | Lífeyrissjóður verzlunarmanna

http://www.live.is/lifeyristhegar

Þegar sjóðfélagar greiða í lífeyrissjóð öðlast þeir réttindi til ævilangs lífeyris eftir að atvinnuþátttöku lýkur. . Jafnframt myndast réttur til örorkulífeyris, makalífeyris og barnalífeyris við örorku eða fráfall. Með greiðslu til LV ávinnur þú þér rétt til ævilangs lífeyris frá því að taka lífeyris hefst. Almennur eftirlaunaaldur er 67 ár. Maki sjóðfélaga sem greitt hefur iðgjöld til lífeyrissjóðsins í tiltekinn tíma á rétt á makalífeyri. Skipting réttinda milli hjóna. Fastir vextir í 36 mánuði -.

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Umsóknir og eyðublöð | Um sjóðinn | Lífeyrissjóður verzlunarmanna

http://www.live.is/sjodurinn/umsoknir-og-eydublod

Umsókn um ævilangan lífeyri. Umsókn um skiptingu réttinda milli hjóna. Því miður er ekki hægt að hafa þessa umsókn rafrænt á vefnum en hér geturðu smellt til að fá umsókn senda heim í pósti). Umsókn um útgreiðslu séreignarsparnaðar. Umsókn um skipti á fjárfestingarleið. Beiðni um úrsögn úr greiðslujöfnun. 160; -  Afgreiðsla veðleyfa. Beiðni um skilmála- skuldbreytingu á láni. Beiðni um veðbandslausn að hluta. Upplýsingar um starfsemi LV. Innri reglur um stjórnarhætti. Skipting réttinda milli hjóna.

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Staðan í dag | Fjárfestingar | Lífeyrissjóður verzlunarmanna

http://www.live.is/fjarfestingar/stadan-i-dag

Lífeyrissjóður verzlunarmanna leitast við að veita góðar upplýsingar um stöðu sjóðsins á hverjum tíma. Upplýsingar um eignasamsetningu, ávöxtun, kennitölur úr ársreikningum og annað tilfallandi efni sem upplýst getur um stöðu sjóðisins er sett fram á aðgengilegan hátt. Upplýsingar um fjárfestingar sjóðsins eru úr nýjustu ársskýrslunni eins og hún birtist hér á vefnum. Lög og reglur tengdar LV. Skipting réttinda milli hjóna. Fastir vextir í 36 mánuði -. Allt að 75% veðhlutfall. Lög og reglur tengdar LV.

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Innheimta lífeyrisiðgjalda | Launþegi | Lífeyrissjóður verzlunarmanna

http://www.live.is/launthegi/innheimta-lifeyrisidgjalda

Sjóðurinn annast innheimtu vangoldinna iðgjalda fyrir sjóðfélaga hjá launagreiðendum þeirra. Sjóðurinn hefur ákveðnar leiðir til að fylgjast með greiðslum og stofna til sérstakrar innheimtu þegar þörf er á. Mikilvægt er að fylgjast ávallt vel með því að iðgjöld berist sjóðnum frá launagreiðanda.  Þetta getur þú gert á tvennan hátt. Skoða vel sjóðfélagayfirlitin sem send eru heim til þín tvisvar á ári. Á sjóðfélagavef sjóðsins. . Sjóðurinn er með ákveðið eftirlit með greiðslum frá launagreiðendum:. Þegar ...

live.is live.is

Reiknivélar | Um sjóðinn | Lífeyrissjóður verzlunarmanna

http://www.live.is/sjodurinn/reiknivelar

Á vef sjóðsins er að finna eftirfarandi reiknivélar. Reiknar út rétt til ævilangslífeyris sem og réttindi byggð á séreignarsparnaði. Reiknar út greiðslubyrði lána. Upplýsingar um starfsemi LV. Innri reglur um stjórnarhætti. Skipting réttinda milli hjóna. Fastir vextir í 36 mánuði -. Allt að 75% veðhlutfall. Sækja um skiptingu milli maka. Lög og reglur tengdar LV. Upplýsingar um starfsemi LV. Innri reglur um stjórnarhætti. Starfsreglur stjórnar og framkvæmdarstjóra. Verklagsreglur um hæfi lykilstarfsmanna.

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Mikilsverð afkomutrygging | Fréttir | Um sjóðinn | Lífeyrissjóður verzlunarmanna

http://www.live.is/sjodurinn/frettir/mikilsverd-afkomutrygging

Eftir Ástu Rut Jónasdóttur, stjórnarformann LV. 20 apr. 2015. Ásta Rut Jónasdóttir stjórnarformaður Lífeyrissjóðs verzlunarmanna. Öðru hverju er því slegið fram að best sé að vera ekki í lífeyrissjóði, hafa enga lífeyrissjóði, fá öll launin strax og hver sjái um sig eftir að störfum lýkur vegna aldurs. Minni réttindi í byrjun. Fyrst þarf að muna, að mikill munur er á því, hvort fólk er að fara á lífeyri núna, eða að byrja á vinnumarkaði og fara á lífeyri eftir kannski 35-45 ár. Lífeyriskerfinu var ko...

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Close to Paris, since 1988. Unit doses and samples. A company with two sides to it. Livcer is a family business that was created in 1988 and is run by Charles de Livonnière (printing) and his sister, Aude de Livonnière (packaging). Initially specialising in flexographic printing the company then diversified in 1991 for packaging thermoformed samples.

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LV - the Pension Fund of Commerce | The Pension Fund of Commerce

The Pension Fund of Commerce. LV - the Pension Fund of Commerce. The fund’s purpose is to ensure members and their families against loss of income in retirement or due to disability by providing retirement and disability pensions and, in the case of death, spouse’s and child’s pensions. Employee’s and employer’s contributions. Division of entitlement between couples. Spouse's and child's pensions. Loan to value (LTV) ratio. To apply for a loan. Collection of Loan Payments. The Pension Fund of Commerce.

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