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Friday, April 22, 2005. Installment to Income Ratio. IIR - Installment to Income Ratio (IIR) is a term commonly used by banks to calculate your loan eligibility. There is a limit on IIR that a person can afford and this calculation varies from one bank to another. The parameters for IIR calculation are your actual salary details, qualifications, employer/business, years of experience, growth prospects, alternative employment prospects and sources of other income, if any. Posted by Ranjana @ 12:56 AM.

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