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Efficient Frontier

http://daveleemn.tripod.com/efficient_frontier.htm

My original intent was to simply study the dynamics of fixed percentage withdrawal strategies. This is a withdrawal strategy that has you withdrawing a fixed percentage (say 5%) of your portfolio every year without regard to your expenses. This strategy means that you will never run out of money just like the withdrawal strategies studied in the Market Risk. Is for higher levels of income (on average) but with some increased volatility in annual income levels. This will turn out to be the case. The strat...

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Alternatives/Next Steps

http://daveleemn.tripod.com/NextSteps.htm

But is there some other option that isn’t part of this analysis that is ‘better’ (where better is defined based strictly on historical data with no guarantee of applicability to the future)? There is an additional asset class (only available recently) that looks very promising in the context of this kind of analysis. As I write this document. Treasury Inflation Protected Securities. TIPS) are offering a real return (after adjustments for inflation) of around 4.15% and. 2) Other asset allocations. Site fo...

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