FINADVISORGARTH.CO.ZA

Garth Hayward and Associates

Garth Hayward and Associates. I am a registered and licensed Independent Financial Advisor with more than 20 years’ experience in the insurance industry. I am the Key Individual in my business and employ no other representatives or marketers. I have a supportive admin and compliance team that ensures all business is conducted efficiently and according to the Financial Services Board’s legal requirements so that the client’s financial integrity is protected. As a Company Owner.

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Garth Hayward and Associates | finadvisorgarth.co.za Reviews

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Garth Hayward and Associates. I am a registered and licensed Independent Financial Advisor with more than 20 years’ experience in the insurance industry. I am the Key Individual in my business and employ no other representatives or marketers. I have a supportive admin and compliance team that ensures all business is conducted efficiently and according to the Financial Services Board’s legal requirements so that the client’s financial integrity is protected. As a Company Owner.

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1 Financial

2 Financial Service

3 Financial Advice

4 Financial advisor

5 Independent Insurance broker

6 Insurance broker

7 Insurance broker port Elizabeth

8 Financial advisor port elizabeth

9 Registered licensed insurance broker

10 Medical Aid advisor

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Garth Hayward and Associates | finadvisorgarth.co.za Reviews

https://finadvisorgarth.co.za

Garth Hayward and Associates. I am a registered and licensed Independent Financial Advisor with more than 20 years’ experience in the insurance industry. I am the Key Individual in my business and employ no other representatives or marketers. I have a supportive admin and compliance team that ensures all business is conducted efficiently and according to the Financial Services Board’s legal requirements so that the client’s financial integrity is protected. As a Company Owner.

INTERNAL PAGES

finadvisorgarth.co.za

1

Garth Hayward and Associates

http://www.finadvisorgarth.co.za/companies.php

As a Company Owner:. What you Should Ask:. Do I have cover in place should I be incapacitated or die to ensure the clearing of debt for my estate or to ensure the continuity of the business regarding any business partners, staff, family etc? What retirement planning options do I have for my employees and myself? What medical aid options do I offer my employees? Do I have cover for key employees in my company in case of death or disablement to counter any loss of income to the company at that time? INTERE...

2

Garth Hayward and Associates

http://www.finadvisorgarth.co.za/individual.php

Planning Questions to Ask yourself:. What you Should Ask:. When last did you check your life cover, Disability and Critical Illness benefit and cover amounts? Can I cover myself for loss of income if I am temporarily unable to earn an income? Why you Should be Asking:. This is important as products change in terms of what they cover and the cost of the cover. As your circumstances change e.g. you buy a house, your cover amount needs to be adjusted accordingly. What you Should Ask:. There are many tax and...

3

Garth Hayward and Associates

http://www.finadvisorgarth.co.za/services.php

Insurance to cover the payout to buy the balance of a Business / Partnership by surviving partners in the Company, without placing undue pressure on existing company cash flow and resources. This is to cover the loss of Key People in the Business it pays out to the Company and injects capital for the Company to purchase / train or replace the lost employee also helps to cover the Loss of Income and Profits from the loss of that employee. To cover any capital purchases or debt that a Company may incur.

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Garth Hayward and Associates

http://www.finadvisorgarth.co.za/index.php

Garth Hayward and Associates. I am a registered and licensed Independent Financial Advisor with more than 20 years’ experience in the insurance industry. I am the Key Individual in my business and employ no other representatives or marketers. I have a supportive admin and compliance team that ensures all business is conducted efficiently and according to the Financial Services Board’s legal requirements so that the client’s financial integrity is protected. As a Company Owner.

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Garth Hayward and Associates. I am a registered and licensed Independent Financial Advisor with more than 20 years’ experience in the insurance industry. I am the Key Individual in my business and employ no other representatives or marketers. I have a supportive admin and compliance team that ensures all business is conducted efficiently and according to the Financial Services Board’s legal requirements so that the client’s financial integrity is protected. As a Company Owner.

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