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The Financial Partnership - Homepage | financial-partnership.co.uk Reviews

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1

The Financial Partnership - Homepage

http://financial-partnership.co.uk/Home

What are your duties? When do you need to act? We are a local firm of independent financial advisers with a wealth of experience in the financial market place. Our team of dedicated advisers have combined experience of over 95 years in financial services. We are committed to providing the very highest level of service to our clients to help them meet their financial aspirations and objectives. 2016 The Financial Partnership Advisers Ltd. The guidance and or advice contained within this website is subject...

2

Personal Pensions

http://financial-partnership.co.uk/Pensions/Personal_Pensions_1

What are your duties? When do you need to act? Personal and Stakeholder Pensions. Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest £80, the government adds on tax relief (currently 20%) to enhance your contribution to £100! Stakeholder pensions are similar to personal pensions but have their charges ...

3

Income Protection

http://financial-partnership.co.uk/Protection/Income_Protection

What are your duties? When do you need to act? This policy is designed to provide an income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon the amount of benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. Income Protection policies are usually written to retirement age or 60 if earlier. Accident, Sickness and Unemployment (ASU). 2016 The Financial Partnership Advisers Ltd.

4

Life Protection Options

http://financial-partnership.co.uk/Protection/Life_Protection

What are your duties? When do you need to act? There are several ways in which to protect yourself and your family in the event of an untimely death. Most people take out life assurance to provide for their families and alleviate any financial worries at a difficult time. Works the same as term assurance but instead of paying a lump sum upon death, it will usually pay a regular monthly/annual tax free income in the event of death to your dependants up until the end of the term of the policy. The guidance...

5

Pensions Simplification

http://financial-partnership.co.uk/Pensions/Pensions_Simplification_1

What are your duties? When do you need to act? Lsquo;A’ Day (the Appointed day) arrived on 6th April 2006 and brought with it sweeping and radical changes in relation to pension legislation. This has created a single universal regime that replaced the previous eight tax regimes and the changes affect all savers in occupational and personal pension schemes, employers and financial advisers. Early retirement age available from age 55. Up to 25% Tax Free Cash. In addition another raft of changes introduced ...

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