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310 Passaic Ave, Suite 203. Fairfield, NJ 07004. 277 Park Avenue, 26th Floor. New York, New York 10172. The Cycle of Investing. Understanding the cycle of investing may help you avoid easy pitfalls. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Financial Principles, LLC. Focused on Your Financial Independence. We work with successful small business owners, retirees, widows, executives and the affluent in the Northern New Jer...

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310 Passaic Ave, Suite 203. Fairfield, NJ 07004. 277 Park Avenue, 26th Floor. New York, New York 10172. The Cycle of Investing. Understanding the cycle of investing may help you avoid easy pitfalls. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Financial Principles, LLC. Focused on Your Financial Independence. We work with successful small business owners, retirees, widows, executives and the affluent in the Northern New Jer...
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Home | financialprinciples.com Reviews

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310 Passaic Ave, Suite 203. Fairfield, NJ 07004. 277 Park Avenue, 26th Floor. New York, New York 10172. The Cycle of Investing. Understanding the cycle of investing may help you avoid easy pitfalls. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Financial Principles, LLC. Focused on Your Financial Independence. We work with successful small business owners, retirees, widows, executives and the affluent in the Northern New Jer...

INTERNAL PAGES

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1

Can Group, Private Disability Policies Work Together?

http://www.financialprinciples.com/resource-center/insurance/can-group-private-disability-policies-work-together

Can Group, Private Disability Policies Work Together? According to the Social Security Administration, a 20-year-old has a 25% chance of becoming disabled before reaching age 67.¹. Loss of income for such a duration has the potential to cause significant financial hardship. And while Social Security Disability Insurance may help, it’s critical to understand that 67% of initial applications were denied in 2013 and about 90% of SSDI recipients receive less than $2,000 a month.². Choices, Choices, Choices.

2

Protecting Your Business from the Loss of a Key Person

http://www.financialprinciples.com/resource-center/insurance/protecting-your-business-from-the-loss-of-a-key-person

Protecting Your Business from the Loss of a Key Person. Charles de Gaulle once remarked, “The graveyards are full of indispensable men.”¹ While we know that life goes on regardless of the loss of any “indispensable” person, for a small business, the loss of a key person is not only a human tragedy, it can also represent the potential for significant financial loss. Key person insurance is a standard insurance policy that is usually owned by the business and whose premiums are paid by the business. Th...

3

Glossary

http://www.financialprinciples.com/tools/glossary

A method of exchanging insurance-related assets without triggering a taxable event. Cash-value life insurance policies and annuity contracts are two products that may qualify for a 1035 exchange. A 403(b) plan is similar to a 401(k). A 403(b) is a qualified retirement plan available to employees of non-profit and government organizations. A mortgage with an interest rate that is adjusted periodically based on an index. Adjustable-rate mortgages generally have lower initial interest rates than fixed-r...

4

Critical Estate Documents

http://www.financialprinciples.com/resource-center/estate/critical-estate-documents

Durable Power of Attorney. What does it do? Enables you to own property jointly with another person. Authorizes someone to handle legal and financial decisions if you become incapacitated. Holds your belongings until your death. Can it authorize someone to handle your financial affairs if you are unable to communicate? Can it specify how you want your belongings transferred after your death? But only those belongings owned jointly. When does it go into effect? As soon as joint ownership is recorded.

5

Tax

http://www.financialprinciples.com/resource-center/tax

Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. Making Your Tax Bracket Work. Have you explored all of your choices when it comes to managing your taxable income? Learn more about taxes, tax-favored investing, and tax strategies. Will You Pay the AMT?

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310 Passaic Ave, Suite 203. Fairfield, NJ 07004. 277 Park Avenue, 26th Floor. New York, New York 10172. The Cycle of Investing. Understanding the cycle of investing may help you avoid easy pitfalls. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Financial Principles, LLC. Focused on Your Financial Independence. We work with successful small business owners, retirees, widows, executives and the affluent in the Northern New Jer...

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