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Sample Hardship Letter
A hardship letter is a brief overview of how you arrived at a difficult financial crossroads. Sometimes it's because of mounting medical bills, a job layoff, a divorce, or other serious setback. Whatever the case may be, sometimes you need to send out a hardship letter to get the creditor off your back or ask for some leniency. Below is a sample hardship letter. Dear Creditor ,. We have come to a point where we are no longer able to make our current credit card payments. After a few late payments, the in...
